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ZURICH <br />COMMERCIAL GENERAL LIABILITY <br />Limits of Insurance: <br />$2,000,000 Each Occurrence Limit <br />$1,000 „000 Fire Damage Limit (Any One Fire) <br />$ 10,000 Medical Expense Limit (Any One Person) <br />$1,000,000 Person & Advertising Injury Limit (Any One Person or Organization) <br />$4,000,000 General Aggregate Limit (Other Than Products /Completed Operations) <br />$4,000,000 , Products /Completed Operations Aggregate Limit <br />Guaranteed Cost <br />Deductible: N/A <br />Company: Zurich American Insurance Company <br />Policy Number: <br />Estimated Premium: See Premium Summary <br />Annual Minimum Premium: N/A <br />Optional Tria: 1% of Estimated <br />Commission: 0% <br />Coverage Form: Commercial General Liability ISO Occurrence Form, CG 00 01 1207 I <br />Defense: Defense Costs are Supplementary Payments (subject to policy conditions) <br />Notable Extensions & Terms (Most Current Edition Applicable to 12/07 form): <br />• <br />Common Policy Conditions <br />IL 0017 <br />Calculation of Premium <br />IL 0003 <br />Cancellation by Us — Number of Days: 60, 10 for non pay <br />U -GL- 1298 -C CW <br />• <br />Knowledge of Occurrence Endorsement <br />U -GL -919 -B CW <br />• <br />Notice of Error in Claim Reporting Endorsement <br />U -GL -922 -B CW <br />• <br />Employee Benefits Liability Coverage <br />CG 04 35 <br />Claims -Made Coverage <br />$1,000,000 Each Employee Limit <br />$1,000,000 Aggregate Limit <br />$1,000 Each Employee Deductible <br />Retroactive Date: 4/13/2005 <br />• <br />Additional Insured- Automatic - Owners, Lessees or Contractors - Broad <br />U -GL- 1175 -B CW <br />Form (blanket, when required by written contract) <br />• <br />Additional Insured —Vendors (specific) <br />CG 20 15 <br />• <br />Waiver of Transfer of Rights of Recovery Against Others to Us <br />CG 24 04 <br />blanket, as required by written contract <br />• <br />Contractual Liability - Railroads <br />CG 24 17 <br />• <br />Composite Rate Endorsement. <br />U- GL 872 <br />09/16/2011 Page 4 of 10 <br />