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<br />c. Duration. The repayment period of this loan shall be thirty (30) years. <br /> <br />d. Loan payment. The payments shall be 30 annual installments of $173,490.30, which amount <br />includes principal and interest. The first installment shall be due and paya.ble one year from the <br />date that the loan funds are issued to the BORROWER, and annually thereafter until the entire <br />principal sum and any accrued interest shall have been paid. Installment payments are to be made <br />payable to the CWCB at the address given tlelow. <br /> <br />a. Prepaymant conditions. The BORROWER may prepay all or any of the loan at any time, without <br />penalty. These payments will be applied first to any accrued interest and then to reduce the <br />principal amount. <br /> <br />b. Collection costs. If the principal or accrl!ed interest under this contract is not paid when due, <br />the BORROWER agrees to pay all reasonable costs of collection, including reasonable attorney fees. <br />In the event of any bankruptcy or similar proc;eedings, costs of collection shall include all costs and <br />attorney fees incurred in connection with l'uch proceedings, including the fees of counsel for <br />attendance at meetings of creditors' committees or other committees. <br /> <br />5. Warranties. <br /> <br />a. The BORROWER warrants that by acceptance of the loan money pursuant to the terms of this <br />contract and by the BORROWER'S represent~tion herein, the BORROWER shall be estopped from <br />asserting for any reason that it is not authorited or obligated to repay the loan money to the STATE <br />as required by this contract. <br /> <br />b. The BORROWER warrants that it has full power and authority to enter into this contract. The <br />execution and delivery of this contract arld the performance and observation of its terms, <br />conditions and obligations have been duly al!thorized by all necessary actions of the BORROWER. <br /> <br />c. The BORROWER warrants that it has not employed or retained any company or person, other than <br />a bona fide employee working solely for the BORROWER, .to solicit or secure this contract and has <br />not paid or agreed to pay any person, company, corporation, individual, or firm, other than a bona <br />fide employee, any fee, commission, percentage, gift, or 'other consideration contingent upon or <br />resulting from the award or the making of this contract. <br /> <br />d. The BORROWER warrants that the property identified in the Collateral Provisions of this contract <br />is not encumbered by any other deeds of trust to any party other than the STATE or in any other way. <br /> <br />6. Collateral. Part of the security provided for this loan, as evidenced by the executed deed of trust <br />attached as APPENDIX C and incorporated herein, shall be an undivided one hundred percent (100%1 interest <br />in the following, hereinafter referred to as SECURITY: <br /> <br />1) all of the real property, togerher with improvements, including all fencing and wells, situate, lying <br />and being in the County of Weld and State of Colorado, described as follows: Section 8, Township 3 <br />North, Range 61 West of rhe 6rh Principal Meridian; and . <br /> <br />2} all the right, title, interest, claim and demand which the BORROWER has in and to the oil, gas and <br />other minerals, including all of its righrs to explore for and develop the same, lying in and under the <br />following described rract of land situare in Weld County, Colorado: Section 8, Township 3 North, <br />Range 61 West of the 6th Principal Meridian; and <br /> <br />3} all water and water righrs appurtenant to Secrion B, Township 3 North, Range 61 West of the 6th <br />Principal Meridian, including, but not limited to, Well Permit Nos. 16644-FP, 17501-FP and 17502-FP, <br />located in the County of Weld and State of ColorfJdo, and <br /> <br />Morgan County Quality Water District <br /> <br />Page 3 of 9 <br /> <br />Loan Contract <br />