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<br />EXHIBIT" A" <br /> <br />Loan Contract dated December 1, 2002 <br /> <br />Appendix 1: Project Summary <br /> <br />Appendix 2: Promissory Note <br /> <br />Appendix 3a: Resolution of Board of Directors of Kern Reservoir and Ditch Company <br /> <br />Appendix 3b: Resolution of the Shareholders of Kern Reservoir and Ditch Company <br /> <br />Appendix 4: Security Agreement <br /> <br />Appendix 5: Deed of Trust <br /> <br />Articles of Incorporation, By-laws, and Rules and Regulations of Kern Reservoir and Ditch <br />Company. <br /> <br />F:IKFLIKERN RESERVOIRIOPINION.EXHIBIT.A <br />