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<br /> III III - - - - - - - - - - - - - - - - -
<br /> TABLE B MONTHLY USER FEE 2% INTEREST
<br /> Monthly Loan Loan Year Cum.
<br />Yr. fee Rev. OIM Rev-Exp. payment Reduction Reserve Reserve
<br />0 200,000.00
<br />1 14 8,736 1,596 7,140 7,31 .15 196,688.85 -171.00 -171.00
<br />2 14 8,736 1,692 7,044 193,311.48 -267. 00 -438.00
<br />3 15 9,540 1,793 7,747 189,866.56 +436.00 -2.03
<br />4 15 9,720 1,901 7,819 186,352.74 +508.00 +506.11
<br />5 15 9,900 2,015 7,885 182,768.64 +574.00 +1,079.00
<br />6 15 10,080 2,136 7,944 179,112.86 +633. 00 +1,712.00
<br />7 15 10,260 2,264 7,996 175,383.97 +685.00 +2,397.00
<br />8 15 10,440 2,400 8,040 171,580.50 +729.00 +3,126.00
<br />9 15 10,620 2,544 8,076 167,700.96 +765.00 +3,892.00
<br />10 15 10,800 2,696 8,104 163,743.83 +792.00 4,684.00
<br />11 15 10,980 2,858 8,122 159,707.56 +811.00 5,495.00
<br />12 15 11,160 3,030 0,130 155,590.56 +819.00 6,314.00
<br />13 15 11,340 3,211 8,129 151,391. 22 +817.00 7,131.00
<br />14 15 11,520 3,404 8,116 147,107.89 +805.00 7,936.00
<br />15 15 11,700 3,608 8,092 142,738.90 +780.00 8,716.00
<br />16 15 11,880 3,825 8,055 138,282.53 +744.00 9,460.00
<br />17 15 12,060 4,054 8,006 133,737.03 +694.00 10,155.00
<br />18 15 12,240 4,298 7,942 129,100.62 +631. 00 10,786.00
<br />19 15 12,420 4,556 7,864 124,371.48 +553.00 11,339.00
<br />20 15 12,600 4,829 7,771 119,547.76 +460.00 11,799.00
<br />21 15 12,780 5,119 7,661 114,627.57 +350.00 12,149.00
<br />22 15 12,960 5,426 7,534 109,608.97 +223.00 12,373.00
<br />23 15 13,140 5,751 7,389 104,490.00 +78.00 12,450.00
<br />24 15 13,320 6,096 7,224 99,268.65 -87.00 12,363.00
<br />25 15 13,500 6,462 7,038 93,942.87 -273.00 12,089.00
<br />26 15 13,680 6,850 6,830 88,510.58 -481. 00 11,609.00
<br />27 15 13,860 7,261 6,599 82,969.64 -712.00 10,897.00
<br />28 15 14,040 7,696 6,344 77,317.88 -968.00 9,929.00
<br />29 15 14,220 8,158 6,062 71,553.09 -1,249.00 8,680.00
<br />30 17 14,400 8,648 5,752 65,673.00 -1,559.00 7,121.00
<br />31 17 16,320 9,167 7,153 59,675.31 -158.00 6,963.00
<br />32 17 16,320 9,717 6,603 53,557.67 -708.00 6,255.00
<br />33 17 16,320 10,300 6,020 47,317.67 -1,291. 00 4,964.00
<br />34 18 17,280 10,918 6,362 40,952.88 -949. 00 4,015.00
<br />35 19 18,240 11,573 6,667 34,460.79 -644.0(; 3,371.00
<br />36 20 19,200 12,267 6,933 27,838.85 -378.00 2,993.00
<br />37 21 20,160 13,003 7,157 21,084.49 -154.00 2,839.00
<br />38 22 21,120 13,783 7,337 14.195.02 +26.00 2,865.00
<br />39 22 21,120 14,610 6,510 7,167.77 -801. 00 2,064.00
<br />40 22 21,120 15,487 5,633 7,311.15 -0.03 -1,678.00 386.00
<br />41 22 21,120 15,487 5,633 0 0 +3,955.00 4,341.00
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