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<br />r' <br /> <br />percent of Ihe registratiolls for till: t:lllin: 9-SIHlt: region <br />Wl;:fl;: in Cook County. 2(1 <br /> <br />Businesses sustained signitkalH rllysical <.Jalllages <br />panicularly in urban areas su..:h as 51. L(-lUis County and <br />the Kansas City areaS of Missouri. Much of this <br />damage occurred hehind h:vees that failt:d or were <br />overtopped. The 996 National Flood J lIsurance <br />Program (NFIP) daims paymellts made {(l sllIall <br />businesses~1 and the 4,667 Small Business <br />Administration (SBA) loans for iJalllitgcs (0 husillesses~~ <br />indicate thaI in eX!.:t:ss of 5.000 individual husinesse::s <br />wen: damaged. No overall tlarllagc: estimates for <br />businesses are availahlc, nUl a lllcasure of this damage. <br />SBA loans to businesses. eXlt:c:dt:u $J3-lmillioll for <br />physical darnage29 and econolllit.: injury. Add to Ihese <br />loans NFIP flood insuram:e paYlIlellls for small <br />husinesst:s and mher nOIH"esidelllial huildings Ihal <br />exceeded $94 millioll. .\0) ano rht' ({Hal e,'(l:eeds $431 <br />millioll. III addition to physkal ll<lIllage {(l huildings <br />ano lheir L:OllteIltS, lost protib ano wages frolll <br />husillt:sses dost:d oy the tlllllUIl<ld 10l:al allll regional <br />impacts. For t:xamplt:, 'all AllIeriL't1l1 Cyanalllitl Planl <br />llt:ar Hanllihal, Missouri. was pwtccleu hy irs own <br />levet: anti not damaged hy tlooth...atcrs. hut tht: plant <br />was shut down for llearly three 11I01I[/1S hecause its <br />aL:Ct:SS road was inundatt:d wht'1l all agricuhural levt:e <br />f"ileu. <br /> <br />Transportation Systems <br /> <br />Rivt:rs and river valkys hisloril..'ally Ila\'t' ht.:en major <br />lransportalion routes. particularly ill tilt' area illlpactt:u <br />hy lilt: 1993 tlood. In Ihe M idw!;s!. IranscolHillt:lHal <br />railroads. imerstate highways. anu olher r{lad systt:IllS <br />dtht:r follow river valleys or cross [hell\. As a rt:sult, <br />physical damages to trallsportalillll SYSlelHS fonll a <br />signiticant pe::n.:entagt: of [Otal tloou damages. III <br />addition to direct damages. indin:t.:l L:Usts accrue when <br />transportation routt:s are iIlUlH..Iatt:d hy tloouwaters, anu <br />trank is halted or dewun:d. <br /> <br />A major portion of flood dalllag~s In puhliL: facilities in <br />1993 involved roads and hridgt:s These ualllagt:s <br />rangt:d hom hlowll culverts and wash-puts 011 rural <br />roads and cilY Slrt:elS to loss of hriuges and damages to <br />imerstatt: highways inundalt:d by tloodwcnt:l"s. Tilt: <br />repair of flood-damaged roads allll hridges generally is <br /> <br />18 <br /> <br /> <br />THE fLOOD Of 1993 <br /> <br /> <br />fundt:d through the FEMA Puhlic Assistance Program <br />or [he Dt:partlllelll of Transportalioll. Funds ex-penut:d <br />hy those agencit:s when auded l{l lilt: Slate/local cust <br />share for puhlic assistance indkatcs lhat tOlal physical <br />damages to roads and hridges exceeded $250 millioll. _~l <br /> <br />Road and hridge flooding caused indirect losses relaled <br />to increased transportation COSIS. In extremt: cast:s. <br />detours of 100 milt:s we~e rC4uired to travt:1 berween <br />adjoining communities [hat had heen cOlUlected hy a <br />hridgt:. Often bridges wt:re elevated high aho~e\he <br />river to allow for llavigalioIl or [0 minimize hydraulic <br />impacts of tloods, hut hridge approaches built at or Ilear <br />Ihe nalural elevation of the floodplain were inunoetteo <br />hy tloodwaters. Even lhough the bridge WetS <br />undamaged and the approach damage was minimal. the <br />economic impacls 011 lhe COII,lIl1unirit:s served by Ihe <br />bridge could he eXlrellle, panicularly for a long <br />duration flood such as oL:curred ill 1993, For example. <br />Keokuk. Iowa, was cut off from market areas in Illinois <br />and Missouri for several week;.; when lhe approaches l{l <br />hridges over the Mississippi anti Des Moines rivers <br />were inundatt:J. This resuheu in serious economic <br />impacts Oil local businesses. Flooding of lhe:: <br />approaches to the hridge oVt:r {he Mississippi Rivt:r at <br />Qui Ill.:y , Illinois. fur 73 tlays resulted in au estilllaled <br />$30 million in lost husiness 10 Quincy ilIerchams. ,I: III <br />addition. llIany people who liveu ill Missouri and could <br />not comlllute to work ill Illinois were temporarily <br />unemployed. Ferrit:s \Vere evelHually estahlisht:d ((l <br />"uuress P"rt of this prohlellL Tile full ,mgniluue of <br />