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<br />Learn-Assess <br /> <br />is difficult to assess. It is clear that many local <br />officials and property owners still do not <br />thoroughly understand concepts of probability, <br />cumulative impacts, off-site impacts, and <br />functional values - all of which are important for <br />successful floodplain management. It is also clear <br />that little of the material that has been generated <br />and released adequately integrates the flood loss <br />reduction and natural resources protection aspects <br />of floodplain management. <br /> <br />Much of the basic information about floodplain <br />management was developed or sponsored by <br />federal agencies, and includes technical design and <br />application manuals, research reports, <br />computerized databases, and public awareness <br />materials. Federal and state agencies train their <br />own personnel in floodplain management programs <br />and activities. Both levels of government have <br />actively provided financial and technical support to <br />hundreds of conferences, seminars, and workshops <br />on every aspect of floodplain management for <br />professionals at all levels of government and the <br />private sector, and for floodplain residents. <br /> <br />In addition, states respond to individual inquiries <br />from local officials, insurance agents, lenders, <br />property owners, and the general public, and <br />publish information tailored to the particular legal, <br />administrative, and geographic situations of each <br />state. Numerous nonprofit and professional <br />organizations with concern for floodplain <br />management have been formed in the last two <br />decades. These organizations conduct research, <br />produce publications, hold conferences and <br />workshops, and provide a network through which <br />professionals can exchange infonnation. <br /> <br />Home Learnin2 Center Back <br /> <br />Flood Insurance <br /> <br />Insurance is a mechanism for spreading the cost of <br /> <br />Page 20 of36 <br />