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Federal Emergency Management Agency case of an endorsement. from the effective date of the endorsement. to provide flood in- surance coverage in the amount of coverage initially requested. c. Under subparagraphs s.. and b. as to any mortgagee or trustee named in the 'Policy. the Insurer shs.1l give s. notice of s.dditional premium due and the right of reforms.tion shall continue In force for the benefit only of the mortgagee or trustee. up to the amount of the Insured's indebtedness. for 30 days after written notice to the mortgagee or truStee. F. Policy Renewal: The term of this policy commences on its inception date and ends on its ezpiTation dcte. as shown on the declaTa- tions page which is s.ttached to the policy. The Insurer Is under no obligs.tion to: 1. Send the Insured any renewal notice or other notice that the poliey term is coming to an end and the receipt of any such notice by the Insured shs.ll not be deemed to be a ws.iver of this provision on the Insurer's ps.rt. 2. Assure that policy cha.nges reflected in endorsements submitted during the poliey term a.re Included in any renewal notice or new policy sent to the Insured. Policy chang/!$ includes the s.ddition of any increases in the amounts of coverage. This policy shall not be renewed and the coverage provided by it shall not continue into any successive policy term unless the re- newal premium payment is received by the Insurer s.t the office of the National Flood m- $IlTance l'Togram within 30 days of the e:lPiTa- lion date of this policy. subject to paragraph E. s.bove. If the renewal premium payment is mailed by certlfied ma.ll to the Insurer prior to the e:lPiTation date. it shall be deemed to bs.ve been received within the required 30 daYs. The coverage provided by the renewal policy is in effect for any loss occurring dur- ing this 3O-da.y period even if the loss occurs before the renewal premium payment is re- ceived. so long as the renewal premium pay- ment is received within the required 30 days. In all other cases, this polley shall terminate as of the e:lPiTation date of the last policy term for which the premium payment was timely received and in that event. the In- surer shall not be obliga.ted to provide the Insured with any cancellation, termination. policy lapse, or policy renewal notice. In connection with the renewal of this pol- icy, the Insured may be requested during the policy term to recertify. on s. Recertifics.tion Questionnaire the Insurer will provide. the rating information used to rate the most re- cent app/lcation for or renewal of insura.nce. Notwithstanding the Insured's responsibil- ity to submit the approPriate renewal pre- mium in sufficient time to permit its receipt by the Insurer prior to the expiration of the policy being renewed. the Insurer has estab- lished s. business procedure for m.n;ng re- newal notices to assist Insureds in meeting )1~165 0-97-10 pt. 61, App. A(2) their responSibility. Regardinlf the bUSiness procedure. evidence of the placing of any such notices into the U.S. Postal Service. ad- dressed to the Insured s.t the address appear- ing on its most recent application or other appropriate form (received by the Insurer prior to the ms.iling of the renewal notice). does. in all respects. for purposes of the Na- tional Flood InsuTance l'Togram. presump- tively establish. delivery to the Insured for all purposes irrespective of whether the In- sured actually received the nol;ice. However. in the event the Insurer deter- .mines that. through any circtcrnstances. any renewal notice was not placed into the U.S. Postal Service. or. if placed. ..'as prepared or addressed in s. manner whichChe Insurer de- termines could preclUde the likelihood of its being actually and timely rec"ived by the In- sured prior to the due date for the renewal premium. the following proclodures shall be followed: In the event that the Insured or its agent notified the Insurer. not lat"r than 1 year after the date on which the ll8.yment of the renewal premium was due. of a nonreceipt of a renewal notice prior to the due date for the renewal premium. which the Insurer deter- mines was s.ttributable toChe s.bove cir- cumstance. the Insurer shall mall s. second bill providing a revised due date. which shs.ll be 30 days after the date on which the bill is ms.iled. If the renewal payment recluested by rea- son of the second bill is not ,received by the revised due date. no renewal :shall occur and the policy shall remain as an expired pollcy as of the e:lPiTotion date prescriblod on the policy. G. Conditions Suspending 01 Restricting In- SUTance: Unless otherwise provided in writing added hereto. the Insurer shall not be liable for loss occurring while the hazard is in- creased by any means within the contrul or knowledge of the Insured. H. LibeTalization clause: If dllring the period that insurance is in force under this policy or within 45 days prior to the inception date thereof. should the Insurer have s.d(tpted under the Act. any forms. endorsements. rules or regulations by ...llich this policy could be extended or broadened. without ad- ditional premium charge. by endorsement or substitution of form. then. such extended or broadened insurance shs.ll Inure to the bene- fit of the Insured as though such endorse- ment or substitution of form hs.d been made. ~y broadening or extension of this po/iCJI to the Insured's benefit shs.ll . only apply to losses occurring on or s.fter the effective date of the adoption of any forms. endorsements. rules or regulations alIecting this policy. I. Alterations and 1lepaiTs: The Insured may, s.t the Insured's own expense. make alter- ations, s.dd1tions and repairs, a.nd complete structures in the course of construction. . J. Cancellation of Policy by I'MUTed: The In- sured may cancel this policy s.t any time but .- .... . .-',' .. _.". - "0 . 281 .