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<br />. <br /> <br />been formally adopted at the local, state, or federal levels, but are available for review should be <br />used for floodplain management purposes. The FIRM panel dated October 6, 2000 should be used <br />for flood insurance purposes only at this time, <br /> <br />Floodplain MappiDl! <br />The existing Flood Insurance Rate Map for the Town of Wiley depicts areas subject to 100-year <br />flooding based on approximate technical methods. The map does not show flood profiles, base <br />flood elevations, or sufficient detail in order for Town officials, engineers, developers, and land <br />owners to make floodplain determinations with any certainty. The Colorado Water Conservation <br />Board can be contacted to request technical assistance for approximate floodplain analyses as <br />needed. A more detailed floodplain map could be developed in the future based on topographic and <br />hydraulic information that is already available for the community. <br /> <br />FLOODPLAIN MANAGEMENT <br /> <br />Local Ordinance ReQuirements <br />Communities that manage their floodplains in Colorado do so most often through the local <br />regulatory process, This requires a community to adopt an ordinance or regulation that sets forth <br />the performance standards by which development will occur in identified flood hazard areas. <br />Nationwide and in Colorado, regulations are enforced within the area of the 100-year floodplain. <br /> <br />. <br /> <br />The basic requirement of these regulations is that new development and significant improvement of <br />existing development cannot occur in the 100-year floodplain without a floodplain development <br />permit being obtained. Obtaining such a permit requires compliance with engineering standards, In <br />communities like Wiley that have approximate floodplain information, the engineering standards <br />have been more general. Structures must be built with materials and techniques that "minimize <br />flood damages". For communities that have detailed floodplain information, more specific <br />regulations would apply. The use of engineering techniques presented in this report can help the <br />Town to better regulate its approximate floodplain areas. <br /> <br />Flood Insurance <br />Flood insurance is made available to owners and occupants of floodprone property through the <br />federal government's National Flood Insurance Program (NFIP). The NFIP insurance is available <br />to anyone in any community that participates in the NFIP. At the time of this publication, Wiley <br />was participating in the NFIP, and officially joined the regular program of the NFIP on August 3, <br />1995, Communities become participants by adopting floodplain regulations, adopting an NFIP map <br />(if one exists) and agreeing to cooperate with the federal government in the local implementation of <br />the NFIP, Property owners and occupants can then contact an insurance agent familiar with the <br />NFIP (perhaps their own agent) and purchase insurance through that agent, much like they would <br />purchase homeowner's insurance. Brochures and other information regarding the National Flood <br />Insurance Program can be obtained by calling the Regional Office of the Federal Emergency <br />Management Agency (FEMA) in Denver at (303) 235-4830, <br /> <br />. <br /> <br />5 <br />