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FLOOD07997
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Last modified
1/25/2010 7:13:22 PM
Creation date
10/5/2006 3:22:05 AM
Metadata
Fields
Template:
Floodplain Documents
County
Statewide
Basin
Statewide
Title
Flood Insurance Manual
Date
10/1/1992
Prepared For
US
Prepared By
National Flood Insurance Program
Floodplain - Doc Type
Project
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<br />Example 3 <br /> <br />e <br /> <br />FLOOD INSURANCE COVERAGE/COSTS FOR <br />CONDOMINIUMS IN MULTI-STORY BUILDINGS <br />CURRENT INDIVIDUAL DWELLING POLICIES VERSUS <br />CONDOMINIUM MASTER POLICY <br /> <br />(Regular Program, Post-FIRM Constructioll, Zofll!S AO-AII, No Basemellt, Without Certificatioll) <br /> <br />. AMOUNT OF COVERAGE/UNlT <br />. NUMBER OF UNITS <br />. AMOUNT OF COVERAGE/BLDG. <br /> <br />CURRENT <br />DWELLING POLICY <br />(ACTUAL) <br />$70,000 $70,000 <br />100 <br />$7 MILLION $7 MILUON <br />$.56/.17. <br />450 x $.56 = $252 1 <br />250x$.17=$ 43 <br />$295 1 <br />$45/UNIT <br /> <br />. lUJES <br />D.P.- Single Family <br />C. M. P.- Other Residential/ <br />Single Family <br /> <br />. PREMIUM- UNIT/BUlLDING <br /> <br />I. EXPENSE CONSTANT* <br /> <br />. TOTAL PREMIUM- UNIT/BUILDING <br />. FEDERAL POLICY FEE <br /> <br />$340 I <br />$25 <br />$365 1 <br />xlOO <br />$36,500 1 <br />$500/UNlT x 100=$50,000 <br /> <br />. TOTAL PREPAID AMOUNT- UNITIBUILDING <br />. NUMBER OF UNITS <br /> <br />. TOTAL PREPAID AMOUNT <br />. DEDUCI1BLE- UNIT/BUlLDING <br /> <br />NOTE: Coverage is in hundreds of dollars; e.g., 450 represents 45,000. <br /> <br />CONDOMINIUM <br />MASTER POLICY <br />(ESTIMATES) <br />$70,000 <br /> <br />. <br /> <br />. <br /> <br />$7 MILLION <br />$.661.18 . <br />1,300 x $ .66= $ 8581 <br />68,700 x $ .18 = $ 12,366 <br />$ 13,224 <br /> <br />$45/ <br />BUILDING _ <br />$ 13,~91_ <br />$ 25 <br />$ 13,2941 <br />N/A <br />$ 13,2941 <br />$ 500 <br /> <br />. <br /> <br />. NET SAVINGS/BENEFIT TO THE ASSOCIATION <br /> <br />$23,306 1 <br /> <br />. ANNUAL TOTAL <br />PREPAID AMOUNT <br />. LOWER DEDUCTIBLE/ <br />INCREASED COVERAGE <br />AT NO ADDmONAL COST <br />. BOARD FIDUCIARY <br />RESPONSIBILITY MET <br /> <br />. <br /> <br />$49,500 <br /> <br />. NET BENEFIT TO THE PRODUCER/WYO COMPANY . ONE APPLICATION FORM <br />. ONE POLICY ~ <br />. ONE DECLARATIONS PAGE <br />. ONE SET OF NOTICES <br />.' ~ COII.It/J/I/.will vary by _for IIeW poIici~. witII tJ!ective dok. 011 or ajlIr Jt11UJiJ1Y 1, 1993, andfor reMWOl poIiciuwith tJ!ective <br />dDJe. 011 or af/4r March 1,1993 (... RATE 15). <br /> <br />CONDO 16 <br /> <br />e <br /> <br />October 1992 <br />
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