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<br />Loss payable--Payrnent of any loss under this policy will not reduce the amount of <br />insurance applicable to a subsequent covered loss during the policy term. The loss is <br />payable within sixty (60) days of receipt of a proof of loss or within 90 days of receipt <br />of a signed and certified adjuster's report. <br /> <br />Rights of the Insured--The insured has a right to appraisal as well as to suit, as detailed <br />in the policy provisions. <br /> <br />Rights to the Insurer--the NFIP has a right to subrogation as well as to repair, rebuild <br />or replace damaged property with other of like kind and quality. The NFIP also has <br />a right to appraisal. <br /> <br />POL 12 <br /> <br />October 1992 <br /> <br />e <br /> <br />. <br /> <br />e <br /> <br />. <br /> <br />. <br /> <br />e <br />