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<br />2 <br /> <br />We will not physically revise and republish the FIRM and Flood Insurance Study (FIS) report for your <br />community to reflect the modifications made by this LOMR at this time, When changes to the previously <br />cited FIRM panel(s) and FIS report warrant physical revision and republication in the future, we will <br />incorporate the modifications made by this LOMR at that time, <br /> <br />This LOMR is based on minimum floodplain management criteria established under the NFIP. Your <br />community is responsible for approving all floodplain development and for ensuring all necessary permits <br />required by Federal or State law have been received, State, county, and community officials, based on <br />knowledge of local conditions and in the interest of safety, may set higher standards for construction in the <br />SFHA, If the State, county, or community has adopted more restrictive or comprehensive floodplain <br />management criteria, these criteria take precedence over the minimum NFIP criteria, <br /> <br />Because this LOMR will not be printed and distributed to primary users, such as local insurance agents and <br />mortgage lenders, your community will serve as a repository for these new data, We encourage you to <br />disseminate the information reflected by this LOMR throughout the community, so that interested persons, <br />such as property owners, local insurance agents, and mortgage lenders, may benefit from the information, <br />We also encourage you to prepare an article for publication in your community's local newspaper, This <br />article should describe the changes that have been made and the assistance that officials of your community <br />will give to interested persons by providing these data and interpreting the NFIP maps. <br /> <br />This determination has been made pursuant to Section 206 of the Flood Disaster Protection Act of 1973 <br />(Public Law 93-234) and is in accordance with the National Flood Insurance Act of 1968, as amended (Title <br />XIII of the Housing and Urban Development Act of 1968, Public Law 90-448), 42 U,S,c. 4001-4128, and <br />44 CFR Part 65, Pursuant to Section 1361 of the National Flood Insurance Act of 1968, as amended, <br />communities participating in the NFIP are required to adopt and enforce floodplain management regulations <br />that meet or exceed NFIP criteria, These criteria are the minimum requirements and do not supersede any <br />State or local requirements of a more stringent nature. This includes adoption of the effective FIRM and FIS <br />report to which the regulations apply and the modifications described in this LOMR, <br /> <br />FEMA makes flood insurance available in participating communities; in addition, we encourage <br />communities to develop their own loss reduction and prevention programs. Through the Project <br />Impact: Building Disaster Resistant Communities initiative, launched by FEMA Director James Lee Witt <br />in 1997, we seek to focus the energy of businesses, citizens, and communities in the United States on the <br />importance of reducing their susceptibility to the impact of all natural disasters, including floods, hurricanes, <br />severe storms, earthquakes, and wildfires, Natural hazard mitigation is most effective when it is planned for <br />and implemented at the local level, by the entities who are most knowledgeable of local conditions and <br />whose economic stability and safety are at stake, For your information, we are enclosing a copy of a <br />pamphlet describing this nationwide initiative, For additional information on Project Impact, please visit <br />our Web site at www.fema.l!ov/imnact, <br /> <br />If you have any questions regarding floodplain management regulations for your community or the NFIP <br />in general, please contact the Consultation Coordination Officer (CCO) for your community. Information <br />