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<br />Guide For Approximate Zone A Areas <br /> <br />Developing- BFEs <br /> <br />community's Flood Insurance study. The greater the level of <br />detail on the topographic map, the more accurate the BFE <br />determination. If the community does not have a Flood <br />Insurance study, an existing topographic survey should, at a <br />minimum, be as detailed as the U.s. Geological Survey <br />quadrangle map for the area. Regardless of the level of <br />detail of the existing- topographic map used, it is suggested <br />that the g-eometry of the actual stream channel be obtained by <br />a site visit if the cross sections are to be used for <br />hydraulic analyses. <br /> <br />Datum Requirements for Field surveys <br /> <br />If a greater level of detail is desired than is available from <br />existing topographic mapping, then a field survey should be <br />performed. If it is necessary to establish a BFE for <br />insurance purposes or to meet the requirements of 6D.3 of the <br />NFIP Regulations, the survey must be referenced to the same <br />datum that is used to produce the FIRM, which is usually the <br />National Geodetic vertical Datum of 1929 or the North American <br />vertical Datum of 1988. Reference marks giving elevations to <br />this datum are given in the published Flood Insurance Studies. <br />If the reference marks cannot be located in the field, or are <br />simply too far away, additional reference mark information may <br />be obtained from the state's U.s. Geological Surveyor <br />Transportation office. Local surveyors are generally familiar <br />with nearby reference marks. In approximate Zone A areas, if <br />it is not economically feasible to reference survey <br />information to a known reference mark, an assumed datum may be <br />used, provided that the BFE, structure, and lot elevations are <br />referenced to the same assumed datum; however, data developed <br />using such an assumed datum may not be sufficient to revise a <br />FIRM. All surveys must be certified by a registered <br />professional engineer or land surveyor. <br /> <br />If the sole purpose of determining relative flood heights is <br />to meet the requirements set forth in section 60.3(a) of the <br />NFIP regulations, any assumed datum may be used. In this <br />instance, a depth of flooding can be established at a <br />particular location without having to reference it to a datum <br />(i.e., National Geodetic Vertical Datum). ~owever, in order <br />for an insurable structure to be eligible for a lower <br />insurance rate based on the BFE, the survey may need to be <br />referenced to the same datum that was used for the FIRM (i.e., <br />National Geodetic Vertical Datum or North American vertical <br />Datum) . <br /> <br />~ <br /> <br />V-12 <br />