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<br />.. <br /> <br />2 <br /> <br />condition of continued eligibility in the National Flood Insurance Program (NFIP), to adopt or show <br />evidence of adoption of floodplain management regulations that meet the standards of Paragraph 60.3( d) <br />ofthe enclosed NFIP regulations (44 CFR 59, etc.) by the effective date of the FIRM. These standards <br />are the minimum requirements and do not supersede any State or local requirements of a more stringent <br />nature. <br /> <br />It must be emphasized that all of the standards specified in Paragraph 60.3(d) of the NFIP regulations <br />must be enacted in a legally enforceable document. This includes adoption of the current effective FIS <br />report and FIRM to which the regulations apply and other modifications made by this map revision. <br />Some of the standards should already have been enacted by your community in order to establish initial <br />eligibility in the NFIP. Your community can meet any additional requirements by taking one of the <br />following actions: <br /> <br />I. Amending existing regulations to incorporate any additional requirements of Paragraph 60.3( d); <br /> <br />2. Adopting all ofthe standards of Paragraph 60.3(d) into one new, comprehensive set of <br />regulations; or <br /> <br />3. Showing evidence that regulations have previously been adopted that meet or exceed the <br />minimum requirements of Paragraph 60.3(d). <br /> <br />Communities that fail to enact the necessary floodplain management regulations will be suspended from <br />participation in the NFIP and subject to the prohibitions contained in Section 202(a) of the Flood <br />Disaster Protection Act of 1973 (Public Law 93-234) as amended. <br /> <br />In addition to your community using the FIS report and FIRM to manage development in the floodplain, <br />FEMA will use the FIS report and FIRM to establish appropriate flood insurance rates. On the effective <br />date of the revised FIRM, actuarial rates for flood insurance will be charged for all new structures and <br />substantial improvements to existing structures located in the identified SFHAs. These rates may be <br />higher if structures are not built in compliance with the floodplain management standards (If the NFIP. <br />The actuarial flood insurance rates increase as the lowest elevations (including basement) of new <br />structures decrease in relation to the BFEs established for your community. This is an important <br />consideration for new construction because building at a higher elevation can greatly reduce the cost of <br />flood insurance. <br /> <br />To assist your community in maintaining the FIRM, we reviewed our records to determine if any <br />previous Letters of Map Change (Le., Letters of Map Amendment, Letters of Map Revision) will be <br />superseded when the revised FIRM panels referenced above become effective. According to our records, <br />no Letters of Map Change were issued previously for the affected FIRM panels. <br /> <br />If your community is encountering difficulties in enacting the necessary floodplain management <br />measures required to continue participation in the NFIP, we urge you to call the Director, Mitigation <br />