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<br />DEALING WITH DAMAGED BUILDINGS <br /> <br />. <br /> <br />FEMA establishes a set of minimum requirements for construction in designated <br />floodplains (A-zone) which must be incorporated in local ordinances as a condition for <br />panicipation in the National Flood Insurance Program. <br /> <br />Under the floodplain management regulations a building may be repaired to its pre-flood <br />condition without elevation or floodproofing. Buildings like this pose difficult policy <br />questions. Approximately 40% of flood insurance claims are for propenies which have <br />received payments in previous floods. Pre-FIRM buildings can receive 20.30% damage <br />over and over. Their owners can still buy flood insurance and are not required to increase <br />the buildings' flood resistance. Local governments can adopt regulations more stringent <br />than mandated by FEMA to require the removal, elevation, or floodproofing of <br />moderately-damaged, pre-FIRM structures in the 100-year floodplain. <br /> <br />Historic buildings need special consideration. The historic integrity of such buildings <br />should be preserved as they are being repaired or brought up to code. Local policy is <br />imponant in determining what buildings are considered historic and how they can be <br />modified to increase resistance to flood damage. <br /> <br />. <br /> <br />-. <br /> <br />. <br /> <br />22 <br /> <br />.- <br />