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<br />;. <br /> <br />facilitate th "d"'iniscc"cion of flood h,,,ard <or~d~ by ~~tablishing <br />r~qLltrell\ents chAe 'fluse i><> mH before use or dev,'lopIlleoc is <br />pec,"Ltte.d. <br />The e.oard's ..,del ft"on pial" uiolutations <)ffer C'",O options for <br /> <br />rross "",rioll"l fler.. at..". ann .~v,'r,,,,,, wLocicl"s. <br /> <br />Co'"lDI1tHions ..,c,' for <br /> <br />"" Increase in rb,' of "aCer ""rf.'N clevaclo"s in 0.S' inen-",,'or.s fro", <br />0.:)' r.o 1.5' ab,,,,,, r.he t:)1J-vear fL.)"d. <br />Flood TnSllrance <br /> <br />man~gerncnt of eh... LOO-year flood plaLn. <br /> <br />These are the ~"zard Arca Concept <br /> <br />The N.nton,ll Flood Iosut..r.ce ~([ of l%~ (Title XIII of ehe ~o\Jsl"~ <br />M,d Urban develop""'''t ACt, P.L. 01)-441\) recol:l'\lzed (f,t> ne.oe-.ity fM ft'''J,j <br />plain 'Ilanagemenc. rh10 Ace makes federallv subsldi.ed insurance <br />a""il,~ble to cithens to COII\tAunitles chac "dope r~~ullittor1S ""otrollin~ <br /> <br />/ind ehe Floodway Concept. <br />Th~ f1a7.ard '\r"a concepe define. the ar""1i of the flood plain io which <br />waeers of die IOO-year flood auain Ii maximum d~lHh greaeer chao <>oe and <br />oo,,-halffeec ssahillh"a,srdliteas, """ a depth le.s enan chis Il./i a low <br />hazard an'a. <br /> <br />Th~ Board reco",rnends ehae no baselDcnea should be al lowed for <br />lieruce')fCslocaeed"ithinthelowha7.litdareaandallhabieabie living <br />quan:e<" (firH floor") should be construceed a mtntrn"", of one fom; above <br />the 100-y"ac flo()d..acet sutface ,,1<.vaeio,,". OevelopTll<'"e is peohibiu'd tn <br />nil(h ha"acd aCeaS, <br />Th.Ftood"aycooc.epc<!efiuesehechannelofa.er"arnll.nd...a.lac...ne <br />floodplaillarelisehac must b.'kt'p' f.e<'ofdevelop"",,,ei,,ordt>,cosafely <br />pas, thelGO-y"ar floodwtch "mtni",,1 rise in Ch" wa'e, sudac" <br />elt'vaetotl. The ri"e ",\Jat be M "",re th,~" on.. foot en meet federal ""d <br />"t""e 5tand,Hds. <br />Th..re ar.. "ev..,al ["",rhod. "sed tn nooctw"y ~o",pLlr"clons. On" !Ouch <br />th,'or~cic"l "'Hhod i5 cornput"d on rhe b""is of equal (o"wynnee r,'duceions <br />for ..ach side of (he fl,)nd pL~l". A rise c,,"c.,-p, ftood"av ..."a (.o',p\1ced <br /> <br />f\J,ur~ d"velopm..nt~ of thei, flood plain. <br />che Hood plain, t.h~ re~uln"ions ,equi,e, <br />New residentiaL eOi'suLlccion or "uhstantidl l'T1p,ov",,,,,,ne of ,'dsein~ <br /> <br />In r",,,eet w encroach"",ot on <br /> <br />horne, m""e lIa"" "ll" lo",ese floor level above tli<; eLevation of tll" LOo-yea< <br />flood. <br /> <br />~on-resid,'nei.~l ron"uuaion must ...'et ehe same atan<lard or b.' flood <br />rroofedcQCh'IC l..veL. <br />The jg6R "'ce benefits <>""er" "f "t:rLl~eure" alr..ndv 1n ,he flood-"t''''" <br />auas hy provldin" Insurance ~OVetallt' char had been 'LI'avaiLabk th,ou"h <br /> <br />prtva<.. companies. The An cre/iud a c''''l'c'rll.t1w oro~ra'n of tn"llfa~C" <br /> <br />a~"iM" flood dama).,,,, by ehe l'riv~te flood instJn""~ l,,<!,,~try and ,h" <br />r..d"ral ~overJl[Ilt,(1~. <br /> <br />Th,' ano:'unt of rovera>:" "vanablt' an.! eht" prt"mlu" r"t:~ va[l~, <br /> <br />conSiderably dependin~ on p.~p<ny looct"" "iehin eh<' f1~od p\3t~ .,,,d rh., <br /> <br />pr'meny value_ <br /> <br />AU pro!>.-ny ow"",s shown In e'l{~ ~'urly [(l 1;.- .""thln <br /> <br />duringr'lisH'"dy. <br /> <br />Uec.'usc of the larf!:c ~,""uut of CO"p''';<ln,,\ OMa, <br /> <br />ar"assuh'''N: ,oflood;n.g,"""Ldco"<id.'r'h"l'urrh."c of flood <br /> <br />f1ood""y i(\fo[..~<ion .,od d,~ta .1r<, In<IllMd in apo""di,, II s"par.>,.' to [hi" <br /> <br />i~.~"c''''Ct'. <br /> <br />,CPOl'<. <br /> <br />na(a H~ iu ,,,hula. f"l"1\ ""d indud" flnod'~avs ..ldeh., <br /> <br />,. <br /> <br />2rl <br />