<br />;.
<br />
<br />facilitate th "d"'iniscc"cion of flood h,,,ard <or~d~ by ~~tablishing
<br />r~qLltrell\ents chAe 'fluse i><> mH before use or dev,'lopIlleoc is
<br />pec,"Ltte.d.
<br />The e.oard's ..,del ft"on pial" uiolutations <)ffer C'",O options for
<br />
<br />rross "",rioll"l fler.. at..". ann .~v,'r,,,,,, wLocicl"s.
<br />
<br />Co'"lDI1tHions ..,c,' for
<br />
<br />"" Increase in rb,' of "aCer ""rf.'N clevaclo"s in 0.S' inen-",,'or.s fro",
<br />0.:)' r.o 1.5' ab,,,,,, r.he t:)1J-vear fL.)"d.
<br />Flood TnSllrance
<br />
<br />man~gerncnt of eh... LOO-year flood plaLn.
<br />
<br />These are the ~"zard Arca Concept
<br />
<br />The N.nton,ll Flood Iosut..r.ce ~([ of l%~ (Title XIII of ehe ~o\Jsl"~
<br />M,d Urban develop""'''t ACt, P.L. 01)-441\) recol:l'\lzed (f,t> ne.oe-.ity fM ft'''J,j
<br />plain 'Ilanagemenc. rh10 Ace makes federallv subsldi.ed insurance
<br />a""il,~ble to cithens to COII\tAunitles chac "dope r~~ullittor1S ""otrollin~
<br />
<br />/ind ehe Floodway Concept.
<br />Th~ f1a7.ard '\r"a concepe define. the ar""1i of the flood plain io which
<br />waeers of die IOO-year flood auain Ii maximum d~lHh greaeer chao <>oe and
<br />oo,,-halffeec ssahillh"a,srdliteas, """ a depth le.s enan chis Il./i a low
<br />hazard an'a.
<br />
<br />Th~ Board reco",rnends ehae no baselDcnea should be al lowed for
<br />lieruce')fCslocaeed"ithinthelowha7.litdareaandallhabieabie living
<br />quan:e<" (firH floor") should be construceed a mtntrn"", of one fom; above
<br />the 100-y"ac flo()d..acet sutface ,,1<.vaeio,,". OevelopTll<'"e is peohibiu'd tn
<br />nil(h ha"acd aCeaS,
<br />Th.Ftood"aycooc.epc<!efiuesehechannelofa.er"arnll.nd...a.lac...ne
<br />floodplaillarelisehac must b.'kt'p' f.e<'ofdevelop"",,,ei,,ordt>,cosafely
<br />pas, thelGO-y"ar floodwtch "mtni",,1 rise in Ch" wa'e, sudac"
<br />elt'vaetotl. The ri"e ",\Jat be M "",re th,~" on.. foot en meet federal ""d
<br />"t""e 5tand,Hds.
<br />Th..re ar.. "ev..,al ["",rhod. "sed tn nooctw"y ~o",pLlr"clons. On" !Ouch
<br />th,'or~cic"l "'Hhod i5 cornput"d on rhe b""is of equal (o"wynnee r,'duceions
<br />for ..ach side of (he fl,)nd pL~l". A rise c,,"c.,-p, ftood"av ..."a (.o',p\1ced
<br />
<br />f\J,ur~ d"velopm..nt~ of thei, flood plain.
<br />che Hood plain, t.h~ re~uln"ions ,equi,e,
<br />New residentiaL eOi'suLlccion or "uhstantidl l'T1p,ov",,,,,,ne of ,'dsein~
<br />
<br />In r",,,eet w encroach"",ot on
<br />
<br />horne, m""e lIa"" "ll" lo",ese floor level above tli<; eLevation of tll" LOo-yea<
<br />flood.
<br />
<br />~on-resid,'nei.~l ron"uuaion must ...'et ehe same atan<lard or b.' flood
<br />rroofedcQCh'IC l..veL.
<br />The jg6R "'ce benefits <>""er" "f "t:rLl~eure" alr..ndv 1n ,he flood-"t''''"
<br />auas hy provldin" Insurance ~OVetallt' char had been 'LI'avaiLabk th,ou"h
<br />
<br />prtva<.. companies. The An cre/iud a c''''l'c'rll.t1w oro~ra'n of tn"llfa~C"
<br />
<br />a~"iM" flood dama).,,,, by ehe l'riv~te flood instJn""~ l,,<!,,~try and ,h"
<br />r..d"ral ~overJl[Ilt,(1~.
<br />
<br />Th,' ano:'unt of rovera>:" "vanablt' an.! eht" prt"mlu" r"t:~ va[l~,
<br />
<br />conSiderably dependin~ on p.~p<ny looct"" "iehin eh<' f1~od p\3t~ .,,,d rh.,
<br />
<br />pr'meny value_
<br />
<br />AU pro!>.-ny ow"",s shown In e'l{~ ~'urly [(l 1;.- .""thln
<br />
<br />duringr'lisH'"dy.
<br />
<br />Uec.'usc of the larf!:c ~,""uut of CO"p''';<ln,,\ OMa,
<br />
<br />ar"assuh'''N: ,oflood;n.g,"""Ldco"<id.'r'h"l'urrh."c of flood
<br />
<br />f1ood""y i(\fo[..~<ion .,od d,~ta .1r<, In<IllMd in apo""di,, II s"par.>,.' to [hi"
<br />
<br />i~.~"c''''Ct'.
<br />
<br />,CPOl'<.
<br />
<br />na(a H~ iu ,,,hula. f"l"1\ ""d indud" flnod'~avs ..ldeh.,
<br />
<br />,.
<br />
<br />2rl
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