Laserfiche WebLink
<br /> <br />people who do not live in high flood risk <br />areas do not think about flood insuranee-- <br />until it is too late, The areas that were hit <br />with this flood, however, tend to receive at <br />least minor floods relatively eonsistently. So <br />either flood insuranee is unaffordable for <br />many people in these areas, people do not <br />choose to budget for it, or they are unaware <br />of it, <br /> <br />This editorial note was published in the <br />Pueblo Chieftain following the flood. It <br />reflects the general community's confusion <br />regarding exaetly what NFIP eovers and <br />does not eover. Some people also believe <br />their homeowners' insurance will cover flood <br />damage, <br /> <br />Flood insurance' <br />. I' would like The Chieftain to <br />check out flood insurance. It seems a lot <br />of people have insurance and were told <br />it was good and then they find out later <br />that it was not. . <br />. As for the insurance companies <br />not paying for thi~ recent st~rm' because <br />of clients not haVIng flood msurance, I <br />disagree; My howie sits high on a hill <br />and I have 8-foot extensions from the <br />downspOUts: The rain was so intense, it <br />'still flooded my basement and garage, <br />That is a direct result of a S-inch rain. <br />No curbs overflowed, it was just direct <br />out of the sky. I would like to hear oth- <br />ers' input on this matter, <br />Editor's note: As we reported Satur- <br />day in an article on the topic, homeown-, <br />er's policies don't cover floods, The only <br />way to. get flood ,coverage is, to buy it <br />from the National Flood Insurance Pro- <br />gram, available from local agents, <br /> <br />The Pueblo Chieftain, June 1994, Editorial section <br /> <br />PuehID FIDod H QtIlrd Mitil!aJ;on PIDn <br /> <br />And why not the eonfusion? Most <br />homeowners' polieies eover you if your dog <br />bites the mail earrier! As mentioned earlier, <br />private insuranee eompanies just could not <br />afford to eover flood losses. Still, many <br />people are not sure exactly what kinds of <br />flood damages are eovered under NFIP, <br /> <br />Here is some very basic information about <br />what it eovers: <br /> <br />I_f. <br /> <br /> <br />~unusualiuid rapid accumulation or ' <br /> <br />;.~;~~.~~t <br /> <br />The inundated area needs to. C()ver <br />at least 2 acres.' The so.uth side <br />neighborhood's'damage would be <br />'. consideredflood damage and wo.uld <br />,most likely bicoveredutiderNFIP. <br /> <br />19 <br />