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<br />EFFECTS OF NON- <br />PARTICIPATION IN THE <br />NATIONAL FLOOD <br />INSURANCE PROGRAM <br /> <br />If a community chooses not to <br />participate, or if it loses its eligibility, <br />, No resident can purchase or <br />renew flood insurance. <br />, No federal mortgage insurance <br />(like VA and FHA) lVili be <br />provided for properties in <br />flood hazard areas. <br />, No federal grants or loans may <br />be made for buildings in flood <br />hazard areas. <br /> <br />. No federal flood disasler <br />assistance will be provided in <br />flood hazard areas. <br />'lnsomestates,statedisaster <br />assistance, grants, and loans <br />are denied. <br />, Homes and other construction <br />in flood hazard areas may become <br />unmarketable. <br />, Your local government may be <br />legaliy liable for denying its <br />citizens tlte opportunity to <br />purchase flood insurance and for <br />failing ta take otlIer measures to <br />reduce tlte risk to life and property. <br /> <br />~ <br /> <br />. Few citizens place a high priority on flood preparedness. But these same people <br /> <br />expect you, as their elected leader, to limit damage to life and property from flood <br /> <br />disasters when they do Occurl <br />. Prevailing attitudes toward personal property rights and government regulation <br />may work against the adoption of many flood damage reduction measures. <br /> <br />. Interest groups opposing floodplain r <br /> <br />management measures are well <br /> <br /> <br />organized and vocal, while coalitions <br /> <br />~'ArTENTION ' <br />ThisAreoZOf1ec1 <br />"FLOODWAY" <br />l6ndUsesM~tCooformft.;the. <br />CRAWFORD COUNTY <br />SHORElANOcnOOO PLAIN. <br />ORDINANCE <br />. ZOl\<"'JAdmi,.,istr~to/" <br />lllW:Ou"" 326'2883 <br />Pre~d"Ch;en,Wis.53f111 <br /> <br />supporting local flood prevention <br /> <br />programs are rare. <br /> <br />The decisions that you have to make in <br />the face of these challenges involve basic and sometimes emotional issues: balancing <br /> <br />individual and community property rights, and the need to protect the public health, <br />safety and welfare, along with balancing short,term gains against long-term benefits. <br /> <br />OVERCOMING BARRIERS Perhaps the most effective way to combat these <br /> <br />attitudes and misperceptions is by building understanding and consensus about <br />your community's flood problems and floodplain management goals, and other <br />goals. Getting other community leaders (business, industry, organizations, groups) <br /> <br /> <br />Here are some things to keep in mind. <br />. Recent court decisions have upheld <br /> <br />laws that restrict use of private prop- <br /> <br />erty subject to flood hazards. <br />. Emphasize the public safety aspects <br /> <br />of flood reduction measures. Careful <br /> <br />planning and management of floodplains reduces jeopardy not only to the <br /> <br />residents of these areas but to workers and volunteers who must undertake <br /> <br />response efforts after a flood disaster. <br />. Have a vision of your community's future that includes floodplain resources. <br />. Make the case for wise use of flood-prone lands to the public as well as to your <br />own department heads. This can be done through the media, and presentations <br />before clubs and organizations, "special interest" groups, and in staff and depart- <br /> <br />ment meetings. <br /> <br />. Cain the public's confidence by being knowledgeable, setting a good example, and <br /> <br />page 16 <br /> <br />- <br />