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. . . I. . . I. !. '. . . . . . . . . . . . . . . . . . . . . . . . . . . . . !. . . . . . . . . . . . . !. , . . . FLOODPLAIN MANAGEMENT Local Ordinance Requirements Communities that manage their floodplains in Colorado do so most often through the local regulatory process. This requires a community to adopt an ordinance or regulation, which sets forth the performance standards by which development will occur in identified flood hazard areas. Nationwide and in Colorado, regulations are enforced within the area of the 100-year floodplain. The basic requirement of these regulations is that new development and significant improvement of existing development cannot occur in the 100-year floodplain without a floodplain development permit being obtained. Obtaining such a permit requires compliance with engineering standards. In communities that have approximate floodplain information, the engineering standards have been more general. Structures must be built with materials and techniques that "minimize flood damages". For communities that have detailed floodplain information, more specific regulations would apply. The use of engineering techniques presented in this report can help the county to better regulate its approximate floodplain areas. Flood lnsurance Flood insurance is made available to owners and occupants of floodprone property through the federal government's National Flood Insurance Program (NFIP). The federally backed flood insurance is available to anyone in any community that participates in the NFIP. As shown in Table 5, at the time of this publication, all entities except the Town of Bennett are currently participating in the NFIP. Communities become participants by adopting floodplain regulations, adopting an NFIP map (if one exists) and agreeing to cooperate with the federal government in the local implementation of the NFIP. Property owners and occupants can then contact an insurance agent familiar with the NFIP (perhaps their own agent) and purchase insurance through that agent, much like they would purchase homeowner's insurance. Brochures and other information regarding the National Flood Insurance Program can be obtained by calling the Regional Office of the Federal Emergency Management Agency (FEMA) in Denver at (303) 235-4830. Table 5. communit Adams Count Town of Bennett Cit of Bri"hton Cit of Commerce Cit Cit of Federal Hei"hts Cit of North"lenn Cit of Thornton communit Partici ation in NFIP Date Entered into NFIP Februa I, 1979 Not Currentl Entered Into NFIP November 16,1977 Februa 15,1978 A rillS, 1986 Se tember 15, 1978 June 15, 1978 9