Laserfiche WebLink
<br /> <br />\\\ "'~ON-EX <br /> <br />'- '\ / / \. \, <br />\, '\ //// ", \ <br />'\\ \, C-, // // ''. \\ <br />,> ,\,'?G-: ,//>/ \ <br />//\- \,'!>- /' /' ".. '\ <br />"-, "~..L / ,/ \ <br />\. '- <> c <br />\.- \ / ,/ \, <br />\ --'\, // ,,/ \ \ ". <br />\,,~\,/:/ / .. \'-, \ \ <br /> <br /> <br />/'~\~, Tech~i$IPta~ng AdviloryCounci~\ <br />'\,\~(~// 199;~-An@aI~eport \, C,,- <br /> <br />\~>-.to - - - --->/;;>.-/ ------ , ----------- <br />1.0 Introduction\/;i/ <br />\'" __//~~:--":~~~/ i <br />'<'::\" l.l:::Jtl(Natiori~lflaod Insurance Program (NflP) I <br />'- -\ \ '. I <br />'-., --', //- ,//. '\ \. I <br />'\_ ~/// \,\ :i <br />\\ /;i/ Congress passed the National Flood Insurance Act of 19.6ll/to deal with the escalating <br />\,;:,t:6~ts to taxpayers of repairing d~a~e resulting from floodi!fg~the Act established the National <br />/~>/ Flood Insurance Program (NFIEf:.n~,,< administered by the Federal Emergency Management <br />/( Agency (FEMA), and requiT~ct:1hat fl~-prone areas be mapped and that flood insurance be <br />/'(' made available in coml!)l(w'ties that meet)~derally established floodplain management <br />, requirements, The .Fl~ Disaster Protecti~l1\Act of 1973 made mandatory the purchase of flood <br />insurance for injiutab[e St.ructures within flo04:.prone areas as a condition for federal or federally <br />related finan,cifig: Flood in~rance requiremerit~;~articularly as they pertain to the secondary <br />mortgage ~ket, were strengthened further by tfu;'1'Iational Flood Insurance Reform Act <br />(NFIRA) 6f.l994, which alsoei;~blished the Techrti.c~l Mapping Advisory Council ("the <br />. . \ \ \ \ \, <br />CounCIl"). \_.\, \ '\ \', -'"._. \,\ <br />\'- -, \. \. "\ \, <br />'\-,'\ \\ '-,-- ';;, \. <br />, " -- '-, ,/ \ <br />Floodpl~~maps are the core\i'Kthe NFIP, T~NFWhas undertaken massive efforts to <br />identifY and map fl~Qd-hazard areas of'~l~ typesyi1'lclUding co)u;tal, riverine, lacustrine, and <br />alluvial fan. The stah,~{'Il"d chosen for m~iPjt;was the one-pe'r~[lt annual chance flood, which <br />has a one-percent charie~'(Jf being_t;.quatiX!-6f exceeded in any giv&1) year. It was adopted as the <br />standard because it consttti.ires::areasol1able compromise between tlle,need for restricting <br />development to minimize potential loss of life and property, and the'e.tQnomic benefits to be <br />derived from floodplain development. \, <br /> <br />~/< <br />,,/ ,/" <br />// " <br />/,// <br />/ <br /> <br />'. ., <br />/\,\\\ <br />\ \ <br /> <br />,,,",,' <br />//'// <br />/ ,/ <br />// <br />/ / <br />/ " <br />/ / <br />/ / <br />///" <br />, / <br />, / <br />/ <br />,/ <br /> <br />----.- <br /> <br />--.; ,'---' <br />: I <br /> <br />I! <br />, ' <br /> <br />" ... ,,/' // <br />\ " //' ,/" <br />, '-----..----- " <br />" / <br /> <br />" <br />\'..... <br />". , <br /> <br />'-, -\ <br /> <br />J) <br />~/ <br />/ <br /> <br />'. <br /> <br />, .---- <br />---, ---- ----,---- - <br />NFIP maps are used for flood insurance rating,meetingmaf14aiorttfo'Q(finsutance <br />purchase requirements, and floodplaiJl~~i-Plalii1in&:an&zohiiig. Ih~~~hange for the <br />Federal Governrn~nt'smalcing~-t~tfuic.e~~vaiTil.bje-, participating commurlftle,s must adopt <br />_andenfmce:;:ai:a-llili'iiil:i'tim;1IreNFtP criteria for floodplain management, and musfuse these <br />- -- -'--- - -------.- , -------.- '. \ <br />.' -:=ctileriil:(onriore-stringent criteria) in conjunction with the flood-hazard data depicteQ'Qn the <br />community's NFIP maps to ensure that new and future development will not fall intothe.same <br />"flood-and-rebuild" cycle as have many older structures that predate the NFIP. (See Appenfiix II <br />for a detailed discussion of map production and maintenance processes and the evolution''df, <br />NFl? mapping products) \ <br /> <br />\ <br />, <br />\~\ <br /> <br />NFIP maps are updated through FEMA-funded studies and restudies and through <br />community or property owner-initiated amendments and revisions. Studies involve detailed <br />hydrologic and hydraulic analyses of communities that have approximate studies only, or are not <br />believed to be flood-prone at all, or are newly identified as having flood risks, Restudies are <br />ZONE X <br /> <br />---, ,- <br />, , <br />/,i <br /> <br />-/ r-------- <br /> <br />___!'::_~STON <br /> <br />TU.I}NPIKE <br /> <br />, , <br />, , <br /> <br />:1' <br /> <br />9~~Y!_~~:?:: --- <br /> <br />"', \. <br /> <br />ZONE <br />~.,,\\. X <br />, ' <br />"\\... <br />"',-\ <br />r) \' <br />\~- -\\" <br />, \ <br />! ) <br />/ <br />/ <br /> <br />, <br />.' <br /> <br />" '. <br />\' <br />