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II II I I I I I I I I I I I I I I I I I A. Non-Structural Flood Hazard Mitigation 1. Creation of Wetlands and the Wetland Banking Program As an integral part of Delta's Pre-Disaster Flood Hazard Mitigation Plan, wetlands within floodplain areas will be considered. Their creation would constitute a "bank". The wetlands would be similar to "new funds". When and if wetlands are impacted outside the lOO-year floodplain due to development, these "new funds" can be used as payments for the loss. 2. Flood Insurance Through an improved education and promotional program with local insurance agents and lenders, Delta has begun to increase its flood insurance policy base by 10 percent a year for the last 5 years. Current coverage is approximately 12% of all structures in the lOO-year floodplain in the community. The advantages of purchasing flood insurance have been presented in public meetings, presentations to community groups and newspaper articles. 3. Acquisition and Relocation Acquisition is a mitigation technique whereby flood-prone properties are acquired/purchased by an entity (usually governmental) and structures are removed from the site. The property is then usually left as open space in perpetuity. Relocation is a mitigation technique whereby flood-prone properties are moved out of the flood hazard area to a safe location and the site is left as open space. The community at the public hearings recognized that the Riverwood Inn and the Four Seasons RV Park could be good candidates for Acquisition Projects in the future. B. Structural Flood Hazard Mitigation 1. Retrofitting of Flood-prone Buildings Delta plans to replace a poorly built dike which protects the Waste Water Treatment Plant. A new Ring Dike around the plant would increase the plants ability to operate effectively in times of flooding. Delta is seeking funding to implement the structural and non-structural flood hazard mitigation measures described above. Upon receipt of full funding completion of activities, except increasing the flood insurance policy base, could be accomplished in 18 months.