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2 It must be emphasized that all of the staodards specified in Paragraph 60.3(d) of the NFIP regulations must be enacted in a legally enforceable document. This includes adoption of the current effective FIS and FIRM to which the regulations apply and other modifications made by this map revision, Some of the staodards should already have been enacted by your community in order to establish initial eligibility in the NFIP. Your community can meet any additional requirements by taking one of the following actions: I. Amending existing regulations to incorporate any additional requirements of Paragraph 60.3( d); 2. Adopting all of the staodards of Paragraph 60.3(d) into one new, comprehensive set of regulations; or 3, Showing evidence that regulations have previously been adopted that meet or exceed the minimum requirements of Paragraph 60.3(d), Communities that fail to enact the necessary floodplain management regulations will be suspended from participation in the NFIP and subject to the prohibitions contained in Section 202(a) of the Flood Disaster Protection Act of 1973 (Public Law 93-234) as amended, In addition to your community using the FIS and FIRM to manage development in the floodplain, FEMA will use the FIS and FIRM to establish appropriate flood insurance rates. On the effective date of the revised FIRM, actuarial rates for flood insurance will be charged for all new structures and substaotial improvements to existing structures located in the identified SFHAs. These rates may be higher if structures are not built in compliance with the floodplain management staodards of the NFIP, The actuarial flood insurance rates increase as the lowest elevations (including basement) of new structures decrease in relation to the BFEs established for your community, This is an importaot consideration for new construction because building at a higher elevation can greatly reduce the cost of flood insurance. To assist your community in maintaining the FIRM, we reviewed our records to determine if any previous Letters of Map Change (i.e., Letters of Map Amendment, Letters of Map Revision) will be superseded when the revised FIRM panels referenced above become effective. According to our records, no Letters of Map Change were issued previously for the affected FIRM panels. FEMA makes flood insurance available in participating communities; in addition, we encourage communities to develop their own loss reduction and prevention programs, Through the Project Impact: Building Disaster Resistant Communities initiative, launched by FEMA Director James Lee Witt in 1997, we seek tofocus the energy of businesses, citizens, and communities in the United States on the importaoce of reducing their susceptibility to the impact of all natural disasters, including floods, hurricanes, severe storms, earthquakes, and wildfires. Natural hazard mitigation is most effective when it is planned for and implemented at the local level, by the entities who are most knowledgeable of local conditions and whose economic stability and safety are at stake. For your information, we are enclosing a copy of a pamphlet describing this nationwide initiative, For additional information on Project Impact, please visit our website at www.fema.l!ov/imoact.