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. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . FLOODPLAIN MANAGEMENT Local Ordinance Reouirements Communities that manage their floodplains in Colorado do so most often through the local regulatory process. This requires a community to adopt an ordinance or regulation, which sets forth the performance standards by which development will occur in identified flood hazard areas, Nationwide and in Colorado, regulations are enforced within the area of the lOO-year floodplain. The basic requirement of these regulations is that new development and significant improvement of existing development cannot occur in the 100-year floodplain without a floodplain development permit being obtained. Obtaining such a permit requires compliance with engineering standards. In communities that have only approximate floodplain information, the engineering standards have been more general. Structures must be built with materials and techniques that "minimize flood damages". For communities that have detailed floodplain information, more specific regulations would apply. Flood Insurance Hood insurance is made available to owners and occupants of floodprone property through the federal government's National Flood Insurance Program (NAP). The federally backed flood insurance is available to anyone in any community that participates in the NAP. At the time of this HA, unincorporated EI Paso County and the eight incorporated communities covered by the 1999 FrS were all participants in the NAP. The dates on which these communities officially joined the regular program of the NAP are provided in Table 4. a e . ommunuy ar IClpa Ion III Community Date Entered into NFIP El Paso County (Unincorporated) Dec 18, 1986 Town of Calhan Mar 18,1986 City of Colorado Springs Dec 18, 1986 City of Fountain Jun 5, 1985 Town of Green Mountain Falls Jun 5, 1985 City of Manitou Springs Feb I, 1984 Town of Monument Dec 18, 1986 Town of Palmer Lake Jun 3, 1978 Town of Ramah Aug 5, 1986 T bl 4 C 't P f' f 'NFIP Communities become participants by adopting floodplain regulations, adopting an NAP map (if one exists) and agreeing to cooperate with the federal government in the local implementation of the NFIP. Property owners and occupants can then contact an insurance agent familiar with the NAP (perhaps their own agent) and purchase insurance through that agent, much like they would purchase homeowner's insurance. Brochures and other information regarding the National Flood 19