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<br /> <br />. <br /> <br />ommunity Participation <br /> <br />mergency Program <br /> <br />Initial Phase of Participation <br />Limited Insurance Amounts <br />. FHBM (approximate) <br />. 18,000 Communities <br />Converted to Regular <br />Program by 1991 <br />. Subsidized Insurance Rates <br /> <br />National Flood lwmrallce Program <br /> <br />. <br /> <br />Regular Program <br /> <br />. More Comprehensive <br />Floodplain Management <br />Requirements <br />. Higher Insurance Amounts <br />. FIRM (detailed) <br />. >18,000 Participating <br />Communities <br />. Actuarial Insurance Rates <br />