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<br />regulations would apply. The use of engineering techniques presented in this report can help the <br />. City to better regulate its approximate floodplain areas. <br /> <br />Flood Insurance <br />Flood insurance is made available to owners and occupants of floodprone property through the <br />federal government's National Flood Insurance Program (NFIP). The federally backed flood <br />insurance is available to anyone in any community that participates in the NFIP. At the time of this <br />publication, the City of Yuma was an active participant in the NFIP, and officially joined the <br />regular program of the NFIP on November I, 1984. Cornmunities become participants by adopting <br />floodplain regulations, adopting an NFIP map (if one exists) and agreeing to cooperate with the <br />federal government in the local implementation of the NFIP. Property owners and occupants can <br />then contact an insurance agent familiar with the NFIP (perhaps their own agent) and purchase <br />insurance through that agent, much like they would purchase homeowner's insurance. Brochures <br />and other information regarding the National Flood Insurance Program can be obtained by calling <br />the Regional Office of the Federal Emergency Management Agency (FEMA) in Denver at (303) <br />235-4830, or by calling FEMA's toll free help line at (877) 336-2627. <br /> <br />. <br /> <br />Floodplain Manal!ement Alternatives <br />Besides floodplain regulations and flood insurance, there are many actions that can reduce the risk <br />of flood damage in a community. Generally these actions fall into two classes, structural actions <br />and non-structural actions. Structural actions involve the construction of facilities to separate <br />floodwaters from property that is at risk. They include construction of improved channels, <br />enlargement of crossing structures (bridges and culverts), levees and floodwalls, reservoirs and <br />ponds to detain floodwaters and diversion channels and pipes to direct waters elsewhere. Non- <br />structural actions usually involve removing people and/or structures from the risk area without <br />physically altering the floodplain. Actions include regulation of new development, the adoption <br />and enforcement of specific building code requirements, floodproofmg of existing buildings, <br />relocation of structures to safer sites, acquisition of floodplains (including buildings) for open space <br />or other appropriate land uses, public education, flood warning systems and emergency response <br />programs. <br /> <br />Colorado communities interested in exarnmmg or pursuing possible floodplain management <br />alternatives should contact Mark Matulik of the Colorado Water Conservation Board. Knowing the <br />full range of alternatives can allow a community to develop a program that best addresses its <br />particular flood and storm drainage situation. <br /> <br />. <br /> <br />4 <br />