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I I I I I I I II I I I I I I I I II ,. I I FLOODPLAIN MANAGEMENT Local Ordinance Requirements Communities that manage their floodplains in Colorado do so most often through the local regulatory process. This requires a community to adopt an ordinance or regulation, which sets forth the performance standards by which development will occur in identified flood hazard areas, Nationwide and in Colorado, regulations are enforced within the area of the Ioo-year floodplain, The basic requirement of these regulations is that new development and significant improvement of existing development cannot occur in the Ioo-year floodplain without a floodplain development permit being obtained. Obtaining such a permit requires compliance with engineering standards. In communities like Boulder County that have approximate floodplain information, the engineering standards have been more general. Structures must be built with materials and techniques that "minimize flood damages". For communities that have detailed floodplain information, more specific regulations would apply. The use of engineering techniques presented in this report can help the County to better regulate its approximate floodplain areas. Flood Insurance Flood insurance is made available to owners and occupants of floodprone property through the federal government's National Flood Insurance Program (NAP). The federally backed flood insurance is available to anyone in any community that participates in the NAP. As shown in Table 4, at the time of this publication, all communities covered by the PIS are currently participating in the NAP, Communities become participants by adopting floodplain regulations, adopting an NAP map (if one exists) and agreeing to cooperate with the federal government in the local implementation of the NAP, Property owners and occupants can then contact an insurance agent familiar with the NAP (perhaps their own agent) and purchase insurance through that agent, much like they would purchase homeowner's insurance, Brochures and other information regarding the National Flood Insurance Program can be obtained by calling the Regional Office of the Federal Emergency Management Agency (FEMA) in Denver at (303) 235-4830. Table 4. Community Participation In NFIP CommunitY Date Entered into NFIP Unincorporated Boulder County February I, 1979 City of Boulder July 17, 1978 Town of Jamestown July 18,1983 City of Lafayette March 18, 1980 City of Longmonl July 5, 1977 City of Louisville September 1, 1978 Town of Lyons August 1, 1980 Town of Nederland August 1, 1979 Town of Superior September 28, 1979 10