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<br /> <br />EFFECTS OF NOI';- <br />PARTICIPATION II'; THE <br />NATIONAL FLOOD <br />INSURANCE PROGRAM <br />~l a community chooses not to <br />participate, or ifit loses its eligibility, <br />'Noresidentcanpurchaseor <br />reneIO flood insurance. <br />I ,....'0 federal mortgage insurance <br />(like VA and FHA) will b, <br /> <br />provided for properties in <br />flood hnzard areas. <br />I ,\'0 federal grants or loal1s may <br />be made for IllIildings in flood <br />hllzardareaE. <br /> <br />, No federal flood disasler <br />assistance will be provided in <br />flood hllzard area..~. <br />I In some states, state disaster <br /> <br />assistance, grants, and loans <br />are denied. <br /> <br />I Homes and other construction <br /> <br />in flood }l1lzard areas may become <br />unmarketable. <br />I Your local government may be <br />legally liable for dmying ils <br />citize/1s the opportunity to <br />pllrchase flood insurance and for <br />failing to take other measures to <br />reduce Ihe risk 10 life and property. <br /> <br />. Few citizens place a high priority on flood preparedness. But these same people <br /> <br />expect you, as their elected leader, to limit damage to life and property from flood <br /> <br />disasters when they do occur. <br />. Prevailing attitudes toward personal property rights and government regulation <br />may work against the adoption of many flood damage reduction measures. <br /> <br />. Interest groups opposing floodplain <br /> <br /> <br />management measures are well <br /> <br />':ATTENTION ' <br />ThisflrooZoned <br />"FLOODWAY: <br />Luno:! U~l;\: M,s! CO'"\forrn:tci.1~ <br />C,PliFORO COUNTY <br />SHOOElIIID.flOOO PLAIN. <br />Ci<DINANCE <br />.Z~r"1A!""i;;rtr<l.tot <br />1lI..aluM, '326-200 <br />fb",,:LCnIUl,W;S.53f.ltl <br /> <br />organized and vocal, while coalitions <br /> <br />supporting local flood prevention <br /> <br />programs are rare. <br /> <br />The decisions that you have to make in <br />the face of these challenges involve basic and sometimes emotional issues: balancing <br /> <br />individual and community property rights, and the need to protect the public health. <br /> <br />safety and welfare, along \vith balancing short-term gains against long-term benefits. <br /> <br />OVERCOMING BARRIERS Perhaps the most effective way to combat these <br /> <br />attitudes and misperceptions is by building understanding and consensus about <br />your community's flood problems and floodplain management goals, and other <br />goals. Getting other community leaders (business, industry, organizations, groups) <br />involved also builds a sense of ownership of the problem and its solution. <br />Here are some things to keep in mind. <br /> <br />. Recent court decisions have upheld <br />laws that restrict use of private prop- <br /> <br /> <br />erty subject to flood hazards. <br />. Emphasize the public safety aspects <br /> <br />of flood reduction measures. Careful <br /> <br />"--, <br />planning and management of floodplains reduces jeopardy not only to the <br /> <br />residents of these areas but to workers and volunteers who must undertake <br /> <br />response efforts after a flood disaster. <br /> <br />. Have a vision of your community's future that includes floodplain resources. <br /> <br />. Make the case for wise use of flood-prone lands to the public as well as to your <br />own department heads. This can be done through the media, and presentations <br /> <br />before clubs and organizations, "special interest" groups, and in staff and depart- <br /> <br />ment meetings. <br /> <br />. Cain the public's confidence by being knowledgeable, setting a good example, and <br /> <br />p age 1 6 <br />