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<br />I <br /> <br />I <br />I. <br /> <br />within the Denver region but could not locate anything other than gross <br /> <br />estimates for large geographical areas. The situation has not recently <br /> <br />changed. The Urban Drainage and Flood Control District and its consultants <br /> <br />I <br /> <br />are making very creditable attempts at estimating flood damages on the <br /> <br />various streams within the Denver region which they have, or are, studying. <br /> <br />I I <br /> <br />Wherever feasible, they are using the probably unbiased FIA depth-damage <br /> <br />, I <br /> <br />tables. In areas where the curves do not apply, their consultants determine <br /> <br />damages on an individual interview basis. <br /> <br />I <br /> <br />Many people believe that buildings of one type, but of different values, <br /> <br />exhibit different depth-damage relationships. In order to analyze this, <br /> <br />I <br /> <br />the author, once again, used the NFIA claim data from October, 1975 through <br /> <br />I <br /> <br />June, 1977. Table 7 shows that the greater the value of the structure, the <br /> <br />less the damage, in percent of structure value, would be. But, the depth of <br /> <br />-- <br /> <br />flooding probably decreased as the value of the structure increases. This <br /> <br />could be determined by analyzing each individual claim. It is the author's <br /> <br />I <br /> <br />belief that homes of low value are closer to flood sources and, therefore, <br /> <br />I <br /> <br />experience greater flood depths than more expensive homes. from the same flood <br /> <br />event. With the data available to the author, no conclusion can be made as <br /> <br />I <br /> <br />to whether structures of different value have different depth-damage relation- <br /> <br />ships. <br /> <br />I <br /> <br />The author believes the best data available for estimating flood damages <br /> <br />I <br /> <br />in the Denver region is available as a result of the implementation of the <br /> <br />National Flood Insurance Program. Because no Federal agencies, nor local <br /> <br />I <br /> <br />water resource management agencies (including the Colorado Water Conservation <br /> <br />Board) had any good damage da~a for the Denver region, the author resorted <br /> <br />I. <br />I <br /> <br />to the use of the National Flood Insurors Association Interim Claim System <br /> <br />Depth Damage and Cost Statistics report for developing depth-damage curves. <br /> <br />I <br /> <br />89 <br />