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<br />Zone X <br /> <br />Zone X is the flood insurance rate zone that corresponds to areas <br />outside the 500-year flood plain, areas within the 500-year flood <br />plain, areas of 100-year flooding where average depths are less <br />than 1 foot, areas of 100-year flooding where the contributing <br />drainage area is less than 1 square mile, and areas protected from <br />the 100-year flood by levees. No base flood elevations or depths <br />are shown within this zone. <br /> <br />6.0 FLOOD INSURANCE RATE MAP <br /> <br />The FIRM is designed for flood insurance and flood plain management <br />applications. <br /> <br />For flood insurance applications, the map designates flood insurance <br />rate zones as described in Section 5.0 and, in the 100-year flood plains <br />that were studied by detailed methods, shows selected whole-foot base <br />flood elevations or average depths. Insurance agents use the zones and <br />base flood elevations in conjunction with information on structures and <br />their contents to assign premium rates for flood insurance policies. <br /> <br />For flood plain management applications, the map shows by tints, <br />screens, and symbols, the 100- and 500-year flood plains, the f10odways, <br />and the locations of selected cross sections used in the hydraulic <br />analyses and floodway computations. <br /> <br />The current Flood Insurance Rate Map presents flooding information for <br />the entire geographic area of Teller County. Previously, separate FHBMs <br />and/or FIRMs were prepared for each identified flood-prone incorporated <br />community and the unincorporated areas of the county. Historical data <br />relating to the maps prepared for each community are presented in <br />Table 4. <br /> <br />7.0 OTHER STUDIES <br /> <br />Gilbert Meyer and Sons, Inc., prepared a flood plain map and report <br />(References 12 and 19) for the City of Woodland Park concerning the Hawk <br />Ridge development on Loy Gulch in May 1984. The report was based on <br />predevelopment contours, whereaS this (lood Insurance Study is based on <br />actual site conditions. The new contours result in a narrower flood <br />plain and reflect the installation of a drainage system and the filling; <br />of land in the overbanks. <br /> <br />Rocky Mountain Geotechnical prepared a flood plain report for the <br />Mountain View Park subdivision at the upstream limit of detailed study <br />for Paint Pony (Reference 9). The discharges and flood plain <br />delineation given in that report are in agreement with this study. <br /> <br />21 <br />