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<br />2 <br /> <br />condition of continued eligibility in the National Flood Insurance Program (NFIP), to adopt or show <br />evidence of adoption of floodplain management regulations that meet the standards of Paragraph 60.3(d) <br />of the enclosed NFIP regulations (44 CFR 59, etc,) by the effective date of the FIRM. These standards <br />are the minimum requirements and do not supersede any State or local requirements of a more stringent <br />nature, <br /> <br />It must be emphasized that all of the standards specified in Paragraph 60.3(d) of the NFIP regulations <br />must be enacted in a legally enforceable document. This includes adoption of the current effective FIS <br />report and FIRM to which the regulations apply and 'other modifications made by this map revision, <br />Some of the standards should already have been enacted by your community in order to establish initial <br />eligibility in the NFIP, Your community can meet any additional requirements by taking one of the <br />following actions: <br /> <br />L Amending existing regulations to incorporate any additional requirements of Paragraph 60.3(d); <br /> <br />2, Adopting all of the standards of Paragraph 60.3(d) into one new, comprehensive set of <br />regulations; or <br /> <br />3, Showing evidence that regulations have previously been adopted that meet or exceed the <br />minimum requirements of Paragraph 60.3(d), <br /> <br />Communities that fail to enact the necessary floodplain management regulations will be suspended from <br />participation in the NFIP and subject to the prohibitions contained in Section 202(a) of the Flood <br />Disaster Protection Act of 1973 (Public Law 93-234) as amended, <br /> <br />In addition to your community using the FIS report and FIRM to manage development in the floodplain, <br />FEMA will use the FIS report and FIRM to establish appropriate flood insurance rates, On the effective <br />date of the revised FIRM, actuarial rates Jor flood insurance will be charged for all new structures and <br />substantial improvements to existing structures located in the identified SFHAs, These rates may be <br />higher if structures are not built in compliance with the floodplain management standards of the NFIP, <br />The actuarial flood insurance rates increase as the lowest elevations (including basement) of new <br />structures decrease in relation to the BFEs established for your community, This is an important <br />consideration for new construction because building at a higher elevation can greatly reduce the cost of <br />flood insurance, <br /> <br />To assist your community in maintaining the FIRM, we reviewed our records to determine if any <br />previous Letters of Map Change (Le" Letters of Map Amendment, Letters of Map Revision) will be <br />superseded when the revised FIRM panels referencelabove become effective, According to our records, <br />no Letters of Map Change were issued previously for the affected FIRM panels, <br /> <br />The FIRM panels have been computer-generated, Once the FIRM and FIS report are printed and <br />distributed, the digital files containing the flood hazard data for the entire county can be provided to your <br />community for use in a computer mapping system, These files can be used in conjunction with other <br />thematic data for floodplain management purposes, insurance purchase and rating requirements, and <br />many other planning applications. Paper copies of the FIRM panels may be obtained by calling our Map <br />Service Center, toll free, at 1-800-358-9616, Copies of the digital files may be obtained by calling our <br />Map Assistance Center, toll free, at 1-877-FEMA MAP (1-877-336-2627), In addition, your community <br />may be eligible for additional credits under our Community Rating System if you implement your <br />activities using digital mapping files, <br />