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<br />I <br />J <br />! <br /> <br />Mr. Donald Eo Barrett <br />Page Two <br /> <br />Since the Flood Insurance Study establishing the 100-year base flood <br />elevations for your community has been completed, certain additional <br />requirements must be met under Section 1361 of the National Flood <br />Insurance Act of 1968, as amended. The community is required, as a <br />condition of continued eligibility in the National Flood Insurance <br />Program (NFIP), to adopt or show evidence of adoption of flood plain <br />management regulations that meet the sta~dards of Section 1910.3 (d) of <br />the en~ations within six months of the date of this letter. <br />These/standards are-tne-minimum requirements and do not supersede any <br />state or local requirements of a more stringent nature. <br /> <br />The Standards of Section 1910.3 (d) which your community is required to <br />meet are explained in brief on the attachment accompanying this letter. <br />It must be emphasized that all of the standards specified in this <br />section of the program regulations must be enacted in a legally enforceable <br />document. Some of these standards should already have been enacted by <br />your community in order to establish initial eligiblity in the National <br />Flood Insurance Program. Therefore, compliance by your community with <br />the additional flood plain management requirements may be accomplished <br />in a number of ways. For example, your community may: <br /> <br />(1) incorporate existing regulations by reference in <br />any new regulations adopted to meet the additional <br />requirements of Section 1910.3 (d), or <br /> <br />(2) adopt all of the 1910.3 (d) standards in one <br />new, comprehensive set of regulations, or <br /> <br />(3) show evidence that regulations have previously <br />been adopted which meet or exceed the minimum <br />requirements of Section 1910.3 (d). <br /> <br />Communities that fail to enact the necessary flood plain management <br />regulations will be suspended from participation in the program and <br />subject to the lending prohibitions contained in Section 202 of the 1973 <br />Act, amended on August 3, 1976, by the Housing Authorization Act of 1976 <br />(P.L.94-375). <br /> <br />The effective date of your community's Flood Insurance Rate Map (FIRM) <br />also marks the date that actuarial rates for flood insurance will be <br />charged for all new construction and substantial improvements to existing <br />structures, and these rates may be higher if construction is not built <br />in compliance with the flood plain management standards of the National <br />Flood Insurance Program. As you may know, the actuarial flood insurance <br /> <br />~ <br />