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<br />The FHF for a reach is the average weighted difference between the <br />10- and 100-year flood water-surface elevations rounded to the <br />nearest one-half foot, multiplied by 10, and shown as a three- <br />digit code. For example, if the difference between water-surface <br />elevations of the 10- and 100-year floods is 0.7 foot, the FHF 1S <br />005; if the difference is 1.4 feet, the FHF is 015; if the differ- <br />ence 1S 5.0 feet, the FHF is 050. When the difference between the <br />10- and 100-year flood water-surface elevations is greater than <br />10.0 feet, it is rounded to the nearest whole foot. <br /> <br />5.3 Flood Insurance Zones <br /> <br />Flood insurance zones and zone numbers are assigned based on the <br />type of flood hazard and the FHF, respectively. A unique zone <br />number is associated with each possible FHF, and varies from 1 for <br />an FHF of 005 to a maximum of 30 for an FHF of 200 or greater. <br /> <br />Zone A: <br /> <br />Special Flood Hazard Areas inundated by <br />the 100-year flood, determined by <br />approximate methods; no base flood <br />elevations shown or FHFs determined. <br /> <br />Zone AO: <br /> <br />Special Flood Hazard Areas inundated by <br />types of 100-year shallow flooding <br />where depths are between 1. 0 and 3.0 <br />feet; depths are shown, but no FHFs are <br />determined. <br /> <br />Zones Al-A16, Ala, <br />and A2l: <br /> <br />Special Flood Hazard Areas inundated by <br />the lOO-year flood; w1th base flood <br />elevations shown, and zones subdivided <br />according to FHFs. <br /> <br />Zone B: <br /> <br />Areas between the Special Flood Hazard <br />Areas and the limits of the 500-year <br />flood; areas that are protected from <br />the 100- or 500-year floods by dike, <br />levee, or other local water-control <br />structure; areas subject to certain <br />types of 100-year shallow flood1ng <br />where depths are less than 1.0 foot; <br />and areas subject to lOO-year flooding <br />from sources with drainage areas less <br />than 1 square mile. Zone B is not <br />subdivided. <br /> <br />Zone C: <br /> <br />Areas of minimal flood hazard; not sub- <br />divided. <br /> <br />Zone D: <br /> <br />Areas of undetermined, but possible <br />flood hazard. <br /> <br />38 <br />