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<br />Flood Insurance <br /> <br />Flood insurance is made available to owners and occupants of floodprone property through the <br />federal government's National Flood Insurance Program (NFIP), The NFlP insurance is available <br />to anyone in any community that participates in the NFlP. At the time of this publication, Leadville <br />was not participating in the NFlP. Communities become participants by adopting floodplain <br />regulations, adopting an NFlP map (if one exists) and agreeing to cooperate with the federal <br />government in the local implementation of the NFlP, Property owners and occupants can then <br />contact an insurance agent familiar with the NFlP (perhaps their own agent) and purchase insurance <br />through that agent, much like they would purchase homeowner's insurance, Brochures and other <br />information regarding the National Flood Insurance Program can be obtained by calling the <br />Regional Office of the Federal Emergency Management Agency (FEMA) in Denver at (303) 235- <br />4830, <br /> <br />Floodplain Manal!ement Alternatives <br /> <br />Besides floodplain regulations and flood insura:lce, there are many actions that can reduce the risk <br />of flood damage in a community, Generally tllese actions fall into two classes, structural actions <br />and non-structural actions, Structural actions involve the construction of facilities to separate <br />floodwaters from property that is at risk. They include construction of improved channels, <br />enlargement of crossing structures (bridges and culverts), levees and floodwalls, reservoirs and <br />ponds to detain floodwaters and diversion channels and pipes to direct waters elsewhere, Non- <br />structural actions usually involve removing people and/or structures from the risk without <br />physically altering the floodplain, Actions include regulation of new development, the adoption <br />and enforcement of specific building code requirements, floodproofing of existing buildings, <br />relocation of structures to safer sites, acquisition of floodplain (including buildings) for open space <br />or other appropriate land uses, public education, flood warning systems and emergency response <br />programs, <br /> <br />Colorado communities interested in exarrurnng or pursuing possible floodplain management <br />alternatives should contact the Colorado Water Conservation Board, Knowing the full range of <br />alternatives can allow a community to develop a program that best addresses its particular flood and <br />storm drainage situation, <br />