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<br />SeCOrlrl
<br />Layer
<br />
<br />ilegular Pro<)ra:n
<br />Actuari<ll Rate ':'ot"l ,,"L t>!<Ix.
<br />", SIll0 Cov- Available Required
<br />erage Gased '" , 2,d (3'
<br />on Risk Layers (2)
<br />Rate Varies 185, ~00 7~, e 00
<br />with RiSk
<br />Rate Varies 25~,0~~ 200, 00~
<br />with Risk
<br />Rate varies 60,0;)0 20,000
<br />'.-ith RiSk
<br />Rilte Varies 250,000 200,0110
<br />with Risk
<br />Rate V;:. ri es 330,000 200,000
<br />with Risk
<br />Rate Varies 200,000 2\10,000
<br />with Risk
<br />Rate Vilries 200,0il0 200,000
<br />with Risk
<br />
<br />Single family l5;J,000
<br />Residence
<br />Other 150,0\0'0
<br />Residential
<br />Contents, 50,000
<br />Residential
<br />~mall Business 150,000
<br />Contents, 2\1\1,000
<br />Small Business
<br />Other 100,("'0
<br />Nonresidential
<br />Contents, Other 100,0"0
<br />c<onresidentiill
<br />
<br />Nutes:
<br />(1) Only the first layer of coverage is available under the
<br />Emergency Program,
<br />
<br />'"
<br />
<br />a. Full coverage is available under the Regular Program
<br />for all structurea 1n the community.
<br />b. New construction ilnd substantial improl/(!n",nts<lre
<br /><:h~ rg.,d il<: tuar ial ril"""" fo r <l11 coverelge.
<br />,.. ...11 ,'x i "ti~g str ucturo::: ;Ire charged :lctc:~ r :'.11 relte:::
<br />for the second layer of coverage ,md property owners have
<br />the option of \-lilyinj either the subsidized or actuarIal
<br />rate for the E.rst ayer, ",hichever i$low"r.
<br />
<br />(;,
<br />
<br />!..imits required under Section 1~2 (il) (b) of Act of 1973,
<br />
<br />All property Owners !>hown in this study to be within area!> subject to
<br />
<br />flooding should consider the purchase of flood ins;;rance.
<br />
<br />Additional information on the ,load Insurance
<br />
<br />Program
<br />
<br />1 ,
<br />
<br />aVililabl" from local insurance ilgentsor brokers ilnd the:
<br />
<br />Fcd"ral Insurance Adf:1i,1istration
<br />Derlver Federal Cen te r, Bui 1 di ng ., 1 ~
<br />Lakewood, Colorado 8J225
<br />Telephone: 2,4-6~a2
<br />
<br />n
<br />
<br />I
<br />I
<br />I
<br />
<br />Gt.QSSARY
<br />
<br />ALLU'IlUM
<br />
<br />Earth, sand, gravel, and stones and other transported miltter
<br />IoIhich has been washed away and depasi ted by rivers, floods, and other
<br />
<br />c<lusca, upon land not p'Hmilnently submerged beneath the waters of
<br />lakes and seas.
<br />
<br />CHAr.:NEL
<br />
<br />A natural or ar-tificial watercourse of perceptible extent with
<br />
<br />definite bed <lnd banda to cOrlfine and conduct continuously or
<br />periodically flowing water.
<br />
<br />CLOUDBURST
<br />
<br />A Sudden and extremely heavy downpour of rain that is small in
<br />areal extomt, of short dur<ltion, arld may be accompanied by lightning,
<br />thunder, and strong gusts of wind.
<br />
<br />nEStG;.!.'\TED P~UCJ:Jrc,I,:::
<br />
<br />The Qrea designated as a floodplain by
<br />
<br />official action of the
<br />
<br />Board
<br />
<br />of County Commi~~ion"rs or City
<br />
<br />Council with the prior
<br />
<br />concurrence of the Colorado Water Conservation Board.
<br />
<br />') ISC~L~ ;(GE
<br />
<br />A quantity of wat.,r passing a giv.,n stream cross-section per unit
<br />of time. R,~ te of flolol in a strea," is gen..rall y ex pressed in cubic
<br />
<br />f....t >*r "..cond.
<br />
<br />22
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