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<br />FLOOD INSURANCE <br />RATE MAP FORMATS <br /> <br />To help the map user locate a specific <br />property or site and determine the <br />flooding information that applies to the <br />site, the FIRM depicts common physical <br />features that exist within the community. <br />These features include major highways, <br />secondary roads, lakes, railroads, and <br />streams and other waterways, The FIRM <br />may consist of one or more individual <br />panels; however, panels are printed only <br />for those areas of the community that <br />are subject to flooding. <br /> <br />The FIRM for your community will be <br />either a Flat FIRM or a Hold FIRM: <br /> <br /> <br />Flat F1RM-A Flat FIRM consists of a <br />cover sheet, on which a map index and <br />map legend appear, and one or more <br />ll"xl7" map panels that cover the <br />flooded areas of the community. <br /> <br />Originally, all FIRMs were published in <br />this format. In the mid,1970's, FEMA <br />began publishing FIRMs in the Hold <br />format. <br /> <br />I <br />, <br />- ',,1/ ,I <br />r <br />J,JI <br /> <br />, <br /> <br /> <br />Hold FIRM-A Hold FIRM consists of <br />one or more map panels, each of which <br />contains a map legend. Depending on <br />the size and shape of the community and <br />the areas to be covered, the FIRM may <br />consist of panels of up to five standard <br />sizes. <br /> <br />When a FIRM consists of more than one <br />panel, it will also include a separate <br />Index, Eventually, all FIRMs will be <br />published in this format. <br /> <br />A separate map, the Flood Boundary and <br />Floodway Map (FBFM), that depicts <br />regulatory floodways and other floodplain <br />management information may be <br />prepared in conjunction with the FIRM <br />but is distributed separately, with the FIS <br />report. <br /> <br />In general appearance, all Hold FIRMs <br />are alike. However, as a result of design <br />changes that affect the type and amount <br />of information shown on these maps, <br />several variations now exist. <br /> <br />. Map Initiatives Project (MIP)-As a <br />result of a project conducted to identify <br />the needs of FIRM users, FEMA changed <br />