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<br />Community Example: City of <br />Sampleville, U.S.A. <br /> <br />Vou are considering buying a piece of <br />property on Water Street in the City of <br />Sampleville, Sample County, U.S.A., and <br />you want to know whether this property <br />is in an SFHA or a floodway. Vou also <br />want to determine the flood insurance <br />zone designation and BFE that apply to <br />the property. To obtain that information <br />you should follow the steps outlined in <br />this section. (Refer to Appendix A for <br />information about how you can obtain a <br />copy of the FIRM for a specific <br />community.) <br /> <br />Step 1. Identify the Correct FIRM Panel <br />To identify the FIRM panel that covers <br />the properly in question, you should refer <br />to the Index for the Sampleville FIRM <br />(Figure 9). In reviewing the Index, you <br />find the FIRM was prepared in the Z-Fold <br />format and that it is composed of four <br />panels. The Index title box indicates all <br />four panels (Numbers 1. 2, 3, and 4) are <br />printed. According to the north arrow on <br />the Index, the FIRM is oriented so that <br />north is straight up. <br /> <br />Vou know the property is on Water Street, <br />which lies in the southeastern portion <br />of the city, south of Interstate 32. <br /> <br />Although Water Street itself is not shown <br />on the Index, you can determine from <br />the north arrow and the major roads <br />shown on the Index that Water Street is <br />on FIRM Panel 4 of 4. <br /> <br />Vou can then check the title boxes of the <br />individual FIRM panels to find Panel 4 of <br />4 (Figure 10). <br /> <br /> <br />~ <br />~ <br />~ <br /> <br />ZONE AE <br /> <br />Figure 11 <br /> <br />Step 2. Oetermine the General Location <br />of the Property <br />Each FIRM panel shows more roads and <br />physical landmarks than the FIRM Index <br />does. This information enables you to <br />find the property in question. Vou know <br />the property is near the intersection of <br />Oak Avenue and Water Street, and you <br />can find that general area on the panel <br />(Figure 11). <br /> <br />Only major roads and the roads in or near <br />flood-prone areas are shown on the FIRM. <br />Therefore, in determining the general <br />location of the properly, you may find it <br />helpful to refer to another map, such as <br />a city map, highway department map, or <br />U.S. Geological Survey quadrangle, that <br />shows additional roads and physical <br />landmarks within the community. <br />