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<br />1 <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br /> <br />V. fLOOD PLAIN INFDRMAT1DN <br /> <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br /> <br />Extent of Flooding Under Existing Conditions <br />Combined flooding by the lOO-year Pawnee Overflow and Sand Creek Flood <br />events are shown in Plates 2 through 19.!I Maximum flooding south of Highway <br />14 results primari1y from Pawnee overflows. North of Highway 14. the <br />highest lOO-year flood depths and inundated areas are produced for the most <br />pdrt by Sand Creek. lna few locations (see Plate 12J, the indicated <br />maximum flood elevations should be checked against those presented in the <br />comprehensive report. These areas are so noted on the maps. <br /> <br />The 5-, 10-, 25-, 50-, 100-, and500-year flood events were the <br />frequencies selected for the comprehensive analysis (leaf and Resource <br />Consultants, Inc.,1983). Accordingly,theinformationcontilinedinthis <br />report will be useful not only for regulation purposes, but also for Federal <br />Emergency MdnagementAgency Flood insurance ratestttdi'lis and other floodplain <br />rTl<lnagementactivities. <br /> <br />Floodway <br />A designated f100dway is not shown in Plates 2 through19. Much of the <br />flooding is not along an established natural stream, but occurs as imported <br />water (Pawnee Overflow) and water which is bac~ed up by highway or railroad <br />embankments. The 1-footrise flood',;ay concept is not applicable to the Sand <br />Creek and Pawnee Creek Overflow floodplains located in the northern section <br />of Sterling. The-flood conditions for these flood areas are generally shallow <br />depths and low velocities. <br /> <br />5~, 10-, 25- !..3Ind 50-year year Events <br />A knowledge of floods of these magnitudes is important for future <br />engineering studies and land use planning related to drainage, sub- <br />divisions, highway construction, Channel improvements, parkS and recreation. <br />andagricu1tural1ands. Oesign and planning based on floods Of this <br />rTl<lgnitude should be made only when the hazard to life is non-existent. The <br />reader is referred to the comprehensive report for a co~plete presentiltion of <br />the magnitude and extent of these floods. <br />lOO.=learsyJ'!l.L <br />Aside from the design of civil works projects, the most importilnt use of <br />the 100-year flood event lies in designation and regulation of the flood <br />plain as set forth in state and federal statutes. InCo1orado,floodplain <br />regulations are based on the 100-yearevent. Participation in the National <br />Flood lnsurance Program also requires that the jurisdictional authority <br />designate and ~anage the lao-year flood plain. <br />lJpon off; cia 1 a pprova 1 0 f the comprehens i ve repo rt and th i s s U"~n4 ry <br />report by the CO 1 orado Water Conserv~ tion Boud, the area subject to inundation <br />by the lOO-year flood can be desigllated a flood plain and regulate daccordingly <br />by Logan County and the City of Sterling. The lOO-yearflood profiles <br />(Figures P-1 through P.7) may be used on occasions where there is uncertainty <br />as to flooding depths. Since the profi1es show flood elevations and distances <br />from a known ~oint, high water marks can be located on site to correct any <br />discrepancies on the base maps which follow. <br />500-yearEvent <br />This flood event is the selected limit of flood risk whiCh is used in <br />floodplain rTldnagement and flood insurance activities. <br />29 <br /> <br />Flood Insurance <br />The National Flood Insurance Program is the result of federal legislation <br />"hich enii~les property owners to buy flood insurance at gOl'ernment subsidized <br />premiums. To be in compliance with the program, local juriSdictions must zone <br />the flood plain dnd regulate future development in order to minimize damages. <br />lJndertheprogram,developmentispermittedincertainareilsoftheflood <br />plain as long as structures are elevated above the lOO-yearwater surface <br />elevation, or other acceptable flood-proofing measures are taken. <br />Flood insurance through the Flood lnsurancc Program is available to <br />all residents of Logan County and the City of Sterling under the regular <br />program. Both Logan County dnd the City of Sterling have entered the <br />emeruencyphaseoftheNationa1 Flood lnsurance Program. LoqanCounty <br />came in on J~nuary J, 1977 and the Ci ty of Sterl i n9 on August 4, 1977. <br />Insurance coverage and rates ~s of 1986 under the emergency and regu1 ar <br />programs areas follows: <br /> <br />Y The reader is referred to the comprehensive report for ~peciflc areuS <br />subject to inundation from each source. <br /> <br />30 <br />