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<br />.... ,,'" <br /> <br />. j <br />, <br />i <br /> <br />. 242 <br />1,)1'''',. ,.. <br /> <br />5. The National Flood Insurance Program (NFlP) does not offer any type of basement <br />coverage. FALSE <br />6. Wind-driven rain is considered flooding. FALS~ <br /> <br />4 <br /> <br />! <br />Now let's take a look at each of the misconceptions listed above. <br />I. You can buy flood insurance no matter where YQu live in your community as long as <br />your community belongs to the NFlP. <br />2. Unfortunately, many homeowners do not fmd oj.!t until it is too late that their <br />homeowner's policies don't cover flooding. Feqeral flood insurance protects your <br />most valuable assets -- your home and belongings. <br />3. Flood insurance is available to protect homes, condominiums, apartments and non- <br />residential buildings, including commercial structures. See your insurance agent for <br />limits of coverage for each. <br />, <br />4. It doesn't matter how many times your home, apartment or business has flooded. You <br />, , <br />are still eligible to purchase flood insurance, prpvided that your community is <br />participating in the NFlP. ! <br />5. Basement coverage extends to cleanup expenses and items used to service the <br />building, such as elevators, furnaces, hot water;heaters, washers and dryers, air <br />conditioners, freezers, utility connections, circuit breaker boxes, pumps, and tanks <br />! <br />used in solar energy systems. The policy does inot cover the contents of" finished <br />I <br />I <br />basement "nd Improvements, such as finlshe1 w"lls, floors and ceilings. <br />.6. Wind driven rain is not considered flooding. Rain entering through wind-damaged <br />windows, doors or a hole in the wall or the roof, resulting in standing water or <br />puddles, is considered windstonn rather than 400d damage. <br />Flood Insurance Is a flood Investment berause it is the best means for protecting <br />, your largest investment from flood loss. Just ask the citizens of Colorado Springs, EI <br />Paso County, La Junta and Otero County and others from areas in Colorado who were <br />impacted by severe flood events in 1999 and the limited assistance that they received <br />under the provision of the presidential disaster declaration. For information regarding <br />I <br />the purchase of flood insurance, contact you h?meowner or local insurance agent <br />about flood Insurance coverage and the avalla~lIlty In your area. <br />I <br /> <br />I <br />