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<br />l' <br /> <br />. <br /> <br />exceed this extent, and therefore property owners outside of the mapped floodplains <br />should consider protecting themselves also, <br /> <br />FreQuentlv asked Questions about flood insurance <br /> <br />. <br /> <br />Can I buy flood insurance in high risk areas? You can buy flood insurance no <br />matter where you live in your community as long as your community belongs to the <br />National Flood Insurance (NFIP), There are currently 232 cities, counties, and towns <br />statewide that participate in the NFIP. <br />Doesn't my homeowners insurance cover flooding? Unfortunately, many <br />homeowners do not find out until it is too late that their homeowner's policies don't cover <br />flooding, Federal flood insurance protects your most valuable assets -- your home and <br />belongings, <br />Is flood insurance only available to homeowners? Flood insurance is available <br />to protect homes, condominiums, apartments and non-residential buildings, including <br />commercial structures, See your insurance agent for limits of coverage for each. <br />If my property has been flooded previously, can I still buy flood insurance? It <br />doesn't matter how many times your home, apartment or business has flooded. You are <br />still eligible to purchase flood insurance, provided that your community is participating in <br />the NFIP. <br />Is there any type of coverage for my basement under the NFIP? Basement <br />coverage extends to cleanup expenses and items used to service the building, such as <br />elevators, furnaces, hot water heaters, washers and dryers, air conditioners, freezers, <br />utility connections, circuit breaker boxes, pwnps, and tanks used in solar energy systems, <br />The policy does not cover the contents of a finished basement and improvements, such <br />as finished walls, floors and ceilings. <br /> <br />Call your insurance agent today! <br /> <br />Flood insurance is a good investment because it is the best means for protecting <br />your largest investment from flood loss. For more information, or to find out if your <br />community participates in the NFIP, contact the National Flood Insurance Program <br />at 1-800-427-4661 for the names oflocal agents who handle flood insnrance policies <br />or contact your local insurance agent. <br />