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<br />the season total. Since the WKWMP radar site is manned most of the season on a 24-hour basis, it is <br />hard to make the case that all these hail-days occurred as recorded and were missed by both radar <br />operators in Lakin and Colby. Part of the problem causing this discrepancy occurs when storms occur <br />at night and the damage is incorrectly reported as occurring on the next day's date when there are no <br />operations. If a farmer happens to be away from the farm when hail occurs, he may guess at the date, <br />in which case he may be wrong. This year, during the regular season, on days in which no seeding was <br />done, there were four days with only one hail claim and 2 days with 2 claims reported <br /> <br />On page 25, Figure 5 shows the 1998 distribution of hail damage throughout the State of <br />Kansas; Table 2, on page 26, lists monthly claims for each county in Kansas. On the whole, the <br />decrease in WKWMP hail claims parallels that of the State of Kansas in directional trend with the state <br />dropping about 8.5% from 12,580 in 1997 to 11,565 in 1998. However, WKWMP claims dropped <br />nearly 31 % from 3,612 claims in 1997 to 2,500 in 1998. More interestingly, when non-WKWMP <br />counties were separated and compared to WKWMP counties, there was a 1% increase in 1998 claims <br />over 1997 in non-WKWMPcourities, 8,968 claims in 1997 versus 9,065 in 1998 for non-WKWMP <br />areas within the state. Despite the inadequacies of using hail claims numbers, these trends are <br />undoubtedly a powerful indication that much better crop-hail insurance damage news awaits us in the <br />overall WKWMP target area when official data become available next spring. <br /> <br />For the second year in a row the county reporting the most claims in the entire State of Kansas <br />was Marshall County in NE Kansas with 715 claims, dropping down from 819 in 1997. The second <br />most claims' came from Barton County in Central Kansas with 609. The counties having the most <br />claims inside the WKWMP were Ford and Stanton with 463 and 426, respectively; within Kansas <br />those two counties were the 3rd and 5th. The most damaged counties, excepting Marshall and <br />Sumner, lay in a wide belt oriented NE-SW running from Mitchell, Smith and Osborne counties in <br />North Central Kansas, then to the southwest toward Stanton, Grant and Seward in SW Kansas. <br /> <br />, <br /> <br />Table 3, on page 27, shows the claims history for the southern WKWMP target area since <br />1975, the year the program began. The 2,058 claims seen in the southern target area in 1998 were <br />5.7% below its 24-year average of 2,183 claims. 1998 had the lowest number of claims for the 6 <br />year period 1993 - 1998 and second lowest for 1990 - 1998. Table 4 also provides a look at the <br />monthly breakdown ofhail claims in each of the WKWMP target area counties and on page 28 Tables <br />5 and 6 show monthly claims numbers for each target area. Table 7, on page 29, shows the daily <br />damages for each WKWMP county throughout the year. On page 30 Figs. 5 and 6 the graphs display <br />of the monthly hail distribution of both the WKWMP and the State of Kansas show July being a worse <br />hail month for the State of Kansas, on the whole, than in June; just the reverse of the WKWMP. <br /> <br />Table 8, on page 31, shows variously how the WKWMP counties fared during the worst 6 <br />days in the 1998 season, that is, those producing the greatest numbers of hail claims in both the <br />Northern and Southern target areas and for the overall WKWMP area. In the lower left-hand part of <br />Table 8 is shown the 6 most-damaging days within the overall WKWMP target area. The percentage' <br />of claims of these six days to the total number of claims is 64.1 %, almost equaling its long-term <br />average of63.2% computed last year for all years back to 1985. <br /> <br />24 <br />