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TERMS OF AGREEMENT 6,246 <br /> This transaction(s) is subject to the following terms and conditions as well as the terms of any agreements entered <br /> into between you (the client) and Wells Fargo Clearing Services, LLC and its affiliates (collectively, "we"or "us"). <br /> 1. All transactions are subject to the rules and customs of the market or exchange and its clearing house, if any, where such <br /> transactions are executed and where appropriate, of the Financial Industry Regulatory Authority (FINRA). <br /> 2. This transaction(s) is confirmed with the understanding that securities purchased are to be paid for and securities sold are to <br /> be delivered. <br /> 3. Report any errors associated with this confirmation immediately. Failure to notify us in writing within ten (10) calendar days <br /> of receipt of this confirmation constitutes your acceptance of the transaction. Please retain this confirmation for tax purposes. <br /> 4. Remittance of funds or securities for this transaction is due on or before settlement date. If payment for securities purchased, <br /> or delivery of securities sold, is not received on or before the date required by Regulation T of the Federal Reserve Board, we <br /> may cancel the transaction and/or sell the securities purchased, or buy in the securities sold, and you will be liable for any <br /> resulting loss and not entitled to any resulting gain. <br /> 5. We may lend or pledge any margin securities in your account to others until the amount you have borrowed, plus interest, has <br /> been repaid. <br /> 6. The time of this transaction, the name of the buyer or seller, and the source and amount of any commission or fee will be <br /> furnished upon written request. <br /> 7. We receive compensation for directing equity and option orders to national exchanges and particular broker-dealers for <br /> execution. In the event we receive such compensation, it may include cash payments as well as non-cash items such as <br /> discounts, reductions, or credits against fees that would otherwise be payable in full. The source and amount of any <br /> compensation will be furnished upon written request. <br /> 8. If the transaction involves callable securities, the call feature could affect yield. Additional information will be provided upon <br /> request. <br /> 9. All trades are subject to applicable tax withholding and reporting obligations. <br /> 10. This confirmation shall be construed in accordance with the laws of the State of New York. <br /> 11. We may from time to time have a long or short position and buy or sell the securities transacted. <br /> 12. Open unfilled orders will be canceled before the opening of the next business day following the 180th day from date entered <br /> or the good-through date listed on the front of the confirm. Buy orders, sell stop orders and sell stop limit orders are reduced <br /> in price by the amount of the dividend on the day a security sells ex-dividend unless we are specifically instructed otherwise. <br /> Sell orders, buy stop orders and buy stop limit orders are not reduced in price when a security sells ex-dividend. <br /> 13. Transactions may have been effected through an affiliated market maker who may have acted as principal, have a long or <br /> short position in this security, and/or have a profit or loss in connection with this transaction. <br /> 14. Unless noted as principal we acted as agent. If noted as principal, we have sold to or bought from you and may have <br /> received a profit from the transaction and any amount provided in the CHARGE/COMMISSION field is a commission equivalent. <br /> For open end Mutual Fund transactions we may act as agent for your account through an arrangement directly with the fund <br /> company. <br /> 15. Other Fee is the amount we charge you on certain executed orders that is designed to offset certain handling charges or <br /> activity assessments we incur for executing orders. This charge is intended to approximate the amount we expect to directly <br /> or indirectly pay FINRA, a foreign tax authority, the New York Stock Exchange or other trade reporting market centers where <br /> your order is executed. We may collect more or less from you than we pay to such market centers and these differences are <br /> retained or paid for by us, as the case may be. Other Fee may also reflect up to a 2% liquidity fee charged by a mutual fund <br /> complex when the money market fund's weekly liquid assets fall below 30% and where the money market fund's board <br /> determines the fee is in the fund's best interest. <br /> 16. You may obtain current market data, including transaction prices for equities and options, debt securities and mutual funds, as <br /> well as company and other economic news at www.finra.org/marketdata/. This information is available at no charge to <br /> you for your non-commercial use only. <br /> 17. Some securities may have variable coupon rates. Additional information related to calculations of the corporate debt <br /> security's interest and principal payments is available upon written request. Request must be made not later than six months <br /> from the date of settlement. <br /> 18. All new issue securities transactions are completed pursuant to Registration Statement or where a Prospectus is otherwise <br /> required. <br /> 19. If a transaction indicates a foreign security, the purchase or sale of that security may have been made outside the U.S. in the <br /> currency of the country where it was executed. If the transaction was executed in a foreign market, our agent charges a fee <br /> to complete the transaction, and these fees are included in the price on this confirmation. Details of the currency exchange <br /> and any fees included in the price are available upon request. Also, the values of foreign securities are affected by changes in <br /> currency rates, foreign tax laws, government policies, relations between nations and trading, settlement, custodial and other <br /> operational risks. The costs of investing abroad are generally higher than in the U.S., and foreign securities markets may be <br /> less liquid, more volatile and less subject to regulatory and governmental supervision than U.S. markets. <br /> 20. Long term ratings for municipal insurance companies are not guaranteed, and subject to change. Purchases of insured <br /> municipal bonds should be made based upon current status of the insurance company, underlying ratings and client's <br /> Investment Objectives. <br /> 21. Multiple Capacity indicates that the firm acted in a principal and agency capacity when executing the transaction. As a result, <br /> a reportable trade price could not be calculated. Information regarding the trade price, the capacity in which the firm acted for <br /> each execution and details regarding remuneration are available upon request. <br /> All Investments are subject to fluctuation in principal value resulting from market or interest rate changes. <br /> Please write your account number on the face of your check and forward to WELLS FARGO ADVISORS ATM: CASH MANAGEMENT, <br /> MAIL CODE: H0006-085, 1 N JEFFERSON AVE, 8th FLOOR SAINT LOUIS, MO 63103. When remittances/securities are due, they <br /> must be received by us at the address above on or before the payment/settlement date. Please make all checks payable to Wells <br /> Fargo Advisors. <br /> For questions or concerns regarding your account please contact Wells Fargo Advisors Client Services at (866) 281-7436 or ATTN: <br /> H0005-087, 1 N. Jefferson Ave, St. Louis, MO 63103. <br /> If you have moved or plan to move, please notify the office servicing your account of your new address. <br /> Common Abbreviations: <br /> ADJ Adjustable FC First Coupon REG Registered <br /> AMT Alternative Minimum Tax G/O LTD General Obligation Limited Tax REV Revenue Bond <br /> B/E Book Entry G/O UNLTD General Obligation Unlimited Tax RFDG Refunding <br /> B/Q Bank Qualified GTD Guaranteed VAR Variable <br /> CPN Coupon OID Original Issue Discount DB G/O REV <br /> DTD Dated Due OY Original Yield MWC Make Whole Call <br /> BAB Build America Bond <br /> Page 2 of 4 <br />