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COLORADO INTERGOVERNMENTAL RISK SHARING AGENCY <br /> (CIRSA) <br /> CERTIFICATE OF PARTICIPATION <br /> FOR PROPERTY/CASUALTY COVERAGES <br /> issued to the <br /> Town of Firestone <br /> CIRSA hereby certifies that the above-named entity is a participating member of CIRSA for <br /> property/casualty coverages for the coverage period of January 1,2017 to January 1,2018. <br /> CIRSA liability coverages for the coverage period will be as described in a CIRSA liability policy and <br /> Great American Insurance Company reinsurance policy which will provide the liability and errors and <br /> omissions coverages summarized below. CIRSA property and crime coverages for the coverage period <br /> will be as described in a CIRSA property policy, an Axis Insurance Company excess policy and RSUI <br /> Indemnity Company excess policy. <br /> The coverages,conditions of membership,and other provisions applicable to CIRSA property/casualty <br /> members are described in CIRSA's Bylaws,coverage and/or excess/reinsurance coverage policies,and <br /> general policies adopted by the members,as from time to time amended. <br /> The types and monetary limits of the coverages to be provided to CIRSA property/casualty members shall <br /> be as described below. The scope,terms, conditions,and limitations of the coverages shall be governed <br /> by the applicable policies and/or excess/reinsurance policies,the CIRSA Bylaws and Intergovernmental <br /> Agreement,and other applicable documents. <br /> I. TYPES OF COVERAGES(subject to CIRSA's liability limit as described in Section II below): <br /> A. Property coverage (including auto physical damage and public relations and security breach <br /> expense) <br /> B. Liability coverage: <br /> 1. General liability <br /> 2. Auto liability <br /> 3. Law Enforcement liability <br /> 4. Public Officials errors and omissions liability <br /> 5. Security and privacy liability <br /> C. Crime coverage(including employee dishonesty and money and securities) <br /> II. CIRSA RETENTIONS,LOSS FUNDS,EXCESS INSURERS,AND AGGREGATE LIMITS <br /> For the coverage described in Section I, CIRSA shall be liable only for payment of the applicable self- <br /> insured retentions and only to a total annual aggregate amount for CIRSA members as a whole of the <br /> amount of the applicable CIRSA loss fund for the coverage period. There shall be no aggregate excess <br /> coverage over any loss fund. <br /> Coverages in excess of CIRSA's self-insured retentions shall be provided only by the applicable excess <br /> insurers and/or reinsurers in applicable excess and reinsurance policies,and shall be payable only by <br /> those excess insurers and/or reinsurers. The limits of coverage provided by the excess insurers and/or <br /> reinsurers for the coverage period shall be described in the coverage documents issued to the members. <br /> Sublimits,aggregate limits and other limits shall apply as provided in said documents. <br />