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13.Binding Effect. All provisions herein contained, including the benefits and burdens, shall extend to and be binding upon the Parties' respective heirs, legal representatives, successors, and assigns. 14.Entire Understanding. This CONTRACT represents the complete integration of all understandings between the Parties and all prior representations and understandings, oral or written, are merged herein. Prior or contemporaneous additions, deletions, or other changes hereto shall not have any force or effect whatsoever, unless embodied herein. 15.Severability. Provided this CONTRACT can be executed and performance of the obligations of the Parties accomplished within its intent, the provisions hereof are severable and any provision that is declared invalid or becomes inoperable for any reason shall not affect the validity of any other provision hereof, provided that the Parties can continue to perform their obligations under this CONTRACT in accordance with its intent. 16.Third Party Beneficiaries. Enforcement of this CONTRACT and all rights and obligations hereunder are reserved solely to the Parties. Any services or benefits which third parties receive as a result of this CONTRACT are incidental to the CONTRACT, and do not create any rights for such third parties. 17.Counterparts. This CONTRACT may be executed in multiple identical original counterparts, all of which shall constitute one agreement. 18.Addresses for mailing. All notices, correspondence, or other documents required by this CONTRACT shall be delivered or mailed to the addresses shown in the Section 1 (BoRROwER Information) of the Project Summary, for the BORROWER and to the address below for the CWCB: Colorado Water Conservation Board Attn: Finance Section 1313 Sherman Street, Room 721 Denver, CO 80203 Loan Contract C150398 Page 9 of 12