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requirements necessary for Grantee to properly perform the terms of this Grant shall be deemed to be a <br /> material breach by Grantee and constitute grounds for termination of this Grant. <br /> 13. INSURANCE <br /> Grantee and its Sub-grantees shall obtain and maintain insurance as specified in this section at all times during <br /> the term of this Grant: All policies evidencing the insurance coverage required hereunder shall be issued by <br /> insurance companies satisfactory to Grantee and the State. <br /> A. Grantee <br /> i.Public Entities <br /> If Grantee is a"public entity"within the meaning of the Colorado Governmental Immunity Act,CRS <br /> §24-10-101,et seq.,as amended(the"GIA"),then Grantee shall maintain at all times during the term <br /> of this Grant such liability insurance,by commercial policy or self-insurance,as is necessary to meet <br /> its liabilities under the GIA. Grantee shall show proof of such insurance satisfactory to the State, if <br /> requested by the State.Grantee shall require each Grant with Sub-grantees that are public entities, <br /> providing Goods or Services hereunder,to include the insurance requirements necessary to meet Sub- <br /> grantee's liabilities under the GIA. <br /> ii.Non-Public Entities <br /> If Grantee is not a"public entity"within the meaning of the GIA,Grantee shall obtain and maintain <br /> during the term of this Grant insurance coverage and policies meeting the same requirements set forth <br /> in§13(B)with respect to sub-Grantees that are not"public entities". <br /> B. Sub-Grantees <br /> Grantee shall require each Grant with Sub-grantees,other than those that are public entities,providing <br /> Goods or Services in connection with this Grant,to include insurance requirements substantially similar to <br /> the following: <br /> i. Worker's Compensation <br /> Worker's Compensation Insurance as required by State statute,and Employer's Liability Insurance <br /> covering all of Grantee and Sub-grantee employees acting within the course and scope of their <br /> employment. <br /> ii. General Liability <br /> Commercial General Liability Insurance written on ISO occurrence form CG 00 01 10/93 or <br /> equivalent,covering premises operations,fire damage, independent contractors,products and <br /> completed operations,blanket Grantual liability,personal injury,and advertising liability with <br /> minimum limits as follows: (a)$1,000,000 each occurrence; (b) $1,000,000 general aggregate;(c) <br /> $1,000,000 products and completed operations aggregate;and(d) $50,000 any one fire. If any <br /> aggregate limit is reduced below$1,000,000 because of claims made or paid, Sub-grantee shall <br /> immediately obtain additional insurance to restore the full aggregate limit and furnish to Grantee a <br /> certificate or other document satisfactory to Grantee showing compliance with this provision. <br /> iii.Automobile Liability <br /> Automobile Liability Insurance covering any auto(including owned,hired and non-owned autos)with <br /> a minimum limit of$1,000,000 each accident combined single limit. <br /> iv. Additional Insured <br /> Grantee and the State shall be named as additional insured on the Commercial General Liability and <br /> Automobile Liability Insurance policies(leases and construction Grants require additional insured <br /> coverage for completed operations on endorsements CG 2010 11/85,CG 2037,or equivalent). <br /> v.Primacy of Coverage <br /> Coverage required of Grantee and Sub-grantees shall be primary over any insurance or self-insurance <br /> program carried by Grantee or the State. <br /> vi. Cancellation <br /> The above insurance policies shall include provisions preventing cancellation or non-renewal without <br /> at least 45 days prior notice to the Grantee and Grantee shall forward such notice to the State in <br /> accordance with§16(Notices and Representatives)within seven days of Grantee's receipt of such <br /> notice. <br /> Page 7 of 16 <br />