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State of Colorado <br /> December 5, 2013 <br /> Page 2 of 2 <br /> laws affecting creditor's rights generally (creditor's rights limitations), heretofore or hereafter <br /> enacted. <br /> This opinion is rendered on the basis of the law of the State of Colorado as enacted and <br /> construed on the date hereof. We express no opinion as to any matter not set forth in the <br /> numbered paragraphs herein. <br /> SP CER FANE & GRIMSHAW LLP <br /> 2 DN 940662.1 <br />