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4. There are no provisions in the Company's articles of incorporation, by-laws, state or local <br /> laws or other reviewed documents which would prohibit the action of the Company to enter into the <br /> loan contract with the CWCB. <br /> 5. Upon execution by the duly authorized officer or directors of the Company,the loan contract <br /> #C150371 with the CWCB will be valid and binding against the Company. <br /> This opinion may be relied upon by the CWCB in approving the loan with the Company and for this <br /> purpose only. <br /> ere , , "\i\I <br /> Phillip S. Wong <br /> pwong8543 @aol.com <br /> C:\Data\wpdocs\litchcompanies\R&R-C W CB-Opinion.ltr.wpd <br />