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7 <br />articles of incorporation and bylaws, the BORROWER shall take all necessary actions <br />consistent therewith to levy assessments sufficient to pay this loan as required by the <br />terms of this contract and the Promissory Note. In the event the assessments levied <br />by the BORROWER become insufficient to assure such repayment to the CWCB, the <br />BORROWER shall immediately take all necessary action consistent with its statutory <br />authority, its articles of incorporation and bylaws including, but not limited to, levying <br />additional assessments to raise sufficient revenue to assure repayment of this loan. <br />d. Assessments For Operations, Maintenance And Reserves. Pursuant to its <br />statutory authority, articles of incorporation and bylaws, the BORROWER shall levy <br />assessments in sufficient amounts to provide funds for adequate operation and <br />maintenance, emergency repair services, and obsolescence and debt service <br />reserves. <br />e. Debt Service Reserve Account. To establish and maintain the debt service reserve <br />account, the BORROWER shall deposit an amount equal to one -tenth of an annual <br />payment into its debt service reserve fund on the due date of its first annual loan <br />payment and annually thereafter for the first ten years of this loan. In the event that <br />the BORROWER applies funds from this account to repayment of the loan, the <br />BORROWER shall replenish the account within ninety (90) days of withdrawal of the <br />funds. <br />Collateral. The collateral for this loan is d ed in Section 4 (Collateral) of the Project <br />Summary, and is secured by instrum ach a Appendix 5 and incorporated <br />herein. The BORROWER shall not se , a ig ant, transfer, mortgage, pledge, <br />encumber, or otherwise dispose coil r this loan, including the Pledged <br />Property, so long as any of the pri ' al, interest, and late charges, if any, on <br />this loan remain unpaid, without the io itten concurrence of the CWCB. In the <br />event of any such sale, transfe ncumbrance without the CWCB's written <br />concurrence, the CWCB may at a e thereafter declare all outstanding principal, <br />interest, and late charges, if any, on Ks loan immediately due and payable. <br />Release After Loan Is Repaid. Upon complete repayment to the CWCB of the entire <br />principal, all accrued interest, and late charges, if any, as specified in the Promissory <br />Note, the CWCB agrees to release and terminate any and all of the CWCB's right, title, <br />and interest in and to the collateral and the property pledged to repay this loan. <br />9. Warranties. <br />a. The BORROWER warrants that, by accepting the loan money under this contract and <br />by its representations herein, the BORROWER shall be estopped from asserting for any <br />reason that it is not authorized or obligated to repay the loan to the CWCB as <br />required by this contract. <br />b. The BORROWER warrants that it has not employed or retained any company or <br />person, other than a bona fide employee working solely for the BORROWER, to solicit <br />or secure this contract and has not paid or agreed to pay any person, company, <br />corporation, individual, or firm, other than a bona fide employee, any fee, <br />commission, percentage, gift, or other consideration contingent upon or resulting <br />from the award or the making of this contract. <br />c. The BORROWER warrants that the collateral for this loan is not encumbered by any <br />Page 3 of 9 Upper Platte and Beaver Creek Canal Co. Loan Contract <br />