Laserfiche WebLink
Additional Terms and Disclosure <br />Rate Information -The interest rate on your account is 5.75 % <br />months: <br />with an annual percentage yield of 5.94 %. You will be paid <br />The fee we may impose will equal 90 days interest on the <br />this rate until first maturity. <br />amount withdrawn subject to penalty. <br />Compounding frequency - Interest will be compounded every <br />There are certain circumstances, such as the death or <br />day <br />incompetence of an owner, where we may waive or reduce this <br />penalty. See your plan disclosure if this account is part of an IRA <br />Crediting frequency - Interest will be credited to your account <br />or other tax qualified plan. <br />every Mnnt -h <br />Automatically renewable time account - This account will <br />Effect of closing an account - If you close your account before <br />automatically renew at maturity. You may prevent renewal if you <br />interest is credited, you will not receive the accrued interest. <br />withdraw the funds in the account at maturity (or within any <br />Minimum balance to open the account - You must deposit <br />grace period mentioned below) or we receive written notice from <br />$1,000.00 to open this account. <br />you within any grace period mentioned below. If you prevent <br />Daily balance computation method - We use the daily balance <br />renewal, interest will not accrue after final maturity. <br />method to calculate the - interest on your account. This method <br />Each renewal term will be the same as the original term, <br />applies a daily periodic rate to the principal in the account each day. <br />beginning on the maturity date. The interest rate will be the same <br />Accrual of interest on noncash deposits - Interest begins to <br />we offer on new time deposits on the maturity date which have <br />accrue on the business day you deposit noncash items (for <br />the same term, minimum balance (if any) and other features as the <br />example, checks). <br />original time deposit. <br />Transaction limitations: <br />You will have ten calendar days after maturity to withdraw the <br />funds without a penalty. <br />You may not make any deposits into you account before maturity. <br />certificate of deposit account <br />El Your P <br />You may make withdrawals of principal from your account <br />will mature on December 11, 2001 <br />before maturity only if we agree at the time you request the <br />, <br />withdrawal subject to penalties below. <br />and it will automatically renew unless you prevent it. The new <br />You cannot withdraw interest from your account before maturity. <br />maturity date will be December 11, 2006 <br />Time requirements - Your account will mature <br />The interest rate and annual percentage yield have not yet been <br />December 11, 2001 <br />determined. They will be available on <br />December 11, 2001 <br />please call <br />Early withdrawal penalties (a penalty may be imposed for <br />withdrawals before maturity) - <br />(303) 533 -7736 to learn the interest rate and annual percentage <br />• If your account has an original maturity of six months or <br />yield for your new account. <br />less: <br />The fee we may impose will equal 30 days interest on the <br />amount withdrawn subject to penalty. <br />• If your account has an original maturity of more than six <br />) Bankers Systems, Inc., St. Cloud, MN (1- 800 - 397 -2341) Form CD -TIS -C 1/27/93 <br />I <br />(page 1 of 1) <br />