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C153746 PIF Contract
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C153746 PIF Contract
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Last modified
12/11/2012 10:47:56 AM
Creation date
12/11/2012 10:33:49 AM
Metadata
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Template:
Loan Projects
Contract/PO #
C153746
Contractor Name
Mancos Water Conservancy District
Contract Type
Loan
Water District
34
County
Montezuma
Bill Number
EIA
Loan Projects - Doc Type
Contract Documents
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Date <br />Opened: <br />tount of <br />3osit <br />1 ,h, <br />December 11� er <br />Certifica e <br />Four thousand three <br />This Time Deposilt.is Issued to: <br />MancosY;Water l; fservancy District <br />42888 C.R. N V <br />Mancos, CO 81328 �a <br />r <br />Not Negotiable - Not Subject to (eck - Additional terms are below. <br />a / /ilo <br />Issuer: <br />Marcos Valley *ark <br />138 N. Mairl <br />Mancos, Colorado, 28 <br />Additional Terms and Disclosure <br />Rate Information - The interest rate on your account is 5.75 % <br />with an annual percentage yield of 5.94 %. You will be paid <br />this rate until first maturity. <br />Compounding frequency - Interest will be compounded every <br />Crediting frequency - Interest will be credited to your account <br />every month <br />Effect of closing an account - If you close your account before <br />interest is credited, you will not receive the accrued interest. <br />Minimum balance to open the account - You must deposit <br />$1,000.00 to open this account. <br />Daily balance computation method - We use the daily balance <br />method to calculate the - interest on your account. This method <br />applies a daily periodic rate to the principal in the account each day. <br />Accrual of interest on noncash deposits - Interest begins to <br />accrue on the business day you deposit noncash items (for <br />example, checks). <br />Transaction limitations: <br />You may not make any deposits into you account before maturity. <br />You may make withdrawals of principal from your account <br />before maturity only if we agree at the time you request the <br />withdrawal subject to penalties below. <br />You cannot withdraw interest from your account before maturity. <br />Time requirements - Your account will mature <br />December 11, 2001 <br />Early withdrawal penalties (a penalty may be imposed for <br />withdrawals before maturity) - <br />• If your account has an original maturity of six months or <br />less: <br />The fee we may impose will equal 30 days interest on the <br />amount withdrawn subject to penalty. <br />• If your account has an original maturity of more than six <br />months: <br />The fee we may impose will equal 90 days interest on the <br />amount withdrawn subject to penalty. <br />There are certain circumstances, such as the death or <br />incompetence of an owner, where we may waive or reduce this <br />penalty. See your plan disclosure if this account is part of an IRA <br />or other tax qualified plan. <br />Automatically renewable time account - This account will <br />automatically renew at maturity. You may prevent renewal if you <br />withdraw the funds in the account at maturity (or within any <br />grace period mentioned below) or we receive written notice from <br />you within any grace period mentioned below. If you prevent <br />renewal, interest will not accrue after final maturity. <br />Each renewal term will be the same as the original term, <br />beginning on the maturity date. The interest rate will be the same <br />we offer on new time deposits on the maturity date which have <br />the same term, minimum balance (if any) and other features as the <br />original time deposit. <br />You will have ten calendar days after maturity to withdraw the <br />funds without a penalty. <br />❑ Your certificate of deposit account <br />will mature on December 11, 2001 <br />and it will automatically renew unless you prevent it. The new <br />maturity date will be December 11, 2006 <br />The interest rate and annual percentage yield have not yet been <br />determined. They will be available on <br />December 11, 2001 please call <br />(303) 533 -7736 to learn the interest rate and annual percentage <br />yield for your new account. <br />© Bankers Systems, Inc., St- Cloud, MN (1- 800 - 397 -2341) Form CD -TIS -C 1/27/93 t3 1 (page 1 of 1) <br />
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