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<br />Ie <br /> <br />'OO.YEAR FLOOD PLAIN <br /> <br />-I <br /> <br />I. <br /> <br /> <br />FLOODWAY <br />FRINGE <br /> <br /> <br />FLOODWAY <br /> <br />FLOODWAY <br />FRINGE <br /> <br />STREAM <br />CHANNEL <br /> <br />FLOOD ELEVATION WHEN <br />CONFINED WITHIN FLOODWAY <br /> <br />- - ..... ... . ... <br />. <br /> <br /> <br />ENCROACHMENT <br />---r- <br /> <br /> <br />ENCROACHMENT <br />--r- <br /> <br />-L <br />AREA OF FLOOD PLAIN THAT COULD <br />BE USED FOR DEVELOPMENT BY <br />RAISING GROUND <br /> <br />" <br />FLOOD ELEVATION <br />BEFORE ENCROACHMENT <br />ON FLOOD PLAIN <br /> <br />LINE AB IS THE FLOOD ELEVATION BEFORE ENCROACHMENT. <br />LINE CD IS THE FLOOD ELEVATION AFTER ENCROACHMENT. <br />'SURCHARGE ISNOTTOEXCEED 1.0 FOOT (FEMA REQUIREMENT) OR LESSER AMOUNT IF SPECIFIED BY STATE. <br /> <br />Figure 4. Floodway Schematic <br /> <br />5.0 <br /> <br />INSURANCE APPLICATION <br /> <br />. <br /> <br />In order to establish actuarial insurance rates;, the Federal Emergency <br />Management Agency has developed a process to transform the data from <br />the engineering study into flood insurance crit.eria. This process includes <br />the determination of reaches, Flood Hazard Fact.ors (FHFs), and flood <br />insurance zone designations for each flooding source studied in detail <br />affecting Manitou Springs. <br /> <br />5.l Reach Determinations <br /> <br />Reaches are defined as lengths of watercourses having relatively <br />the same flood hazard, based on the average weighted difference <br />in water-surface elevations between the 10- and 100-year floods. <br />This difference does not have a variation greater than that indicated <br />in the following table for more than 20 percent of the reach: <br /> <br />Average Difference Between <br />10- and 100-Year Floods <br /> <br />Variation <br /> <br />Less than 2 feet <br />2 to 7 feet <br />7.1 to 12 feet <br />More than l2 feet <br /> <br />0.5 foot <br />1.0 foot <br />2.0 feet <br />3.0 feet <br /> <br />. <br /> <br />l8 <br />