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<br />10 <br /> <br />. <br /> <br />\ <br />Flood Insurance - Insurance on structures and/or their contents for restoration or replace- <br />ment if damaged by floodwater. The term is usually applied to flood insurane under the <br />National Flood Insurance Act of 1968, as administered by the Federal Insura ce <br />Administration. <br /> <br />. <br /> <br />Flood Insurance Emergency Program - A phase of the National Flood lnsuranc Program <br />intended primarily as an interim program to provide a limited amount of ins ranee at <br />federally-subsidized rates on all existing and new construction begun prior t publication of <br />a detailed flood insurance study and rate map for an area. <br /> <br />. <br /> <br />Flood Insurance Rate Map - An official map of a community on which the Fed ral Insurance <br />Administration has delineated the .area in which the purchase of flood insura ce is available <br />under the Federal Insurance Regular Program and the actuarial rate zones ap licable to . <br />such area. <br /> <br />Flood Insurance Regular Program - The phase of the National Flood Insurance Program under <br />which actuarial rates have been determined and the amounts of coverage an increased, <br />which are based on engineering determinations. <br /> <br />. <br /> <br />Flood of Record - The greatest flood recorded for a location. <br /> <br />Flood Plain - The low lands adjoining the channel of a river, stream or watercourse, or ocean, <br />lake, or other body of standing water, which have been or' may be inundated by flood <br />water. The channel of a stream or watercourse is a part of the flood plain. <br /> <br />. <br /> <br />Flood Plain Management - The operation of a program intended to lessen the amaging <br />effects of floods, maintain and enhance natural values, and make effective us of related <br />water and land resources within the flood plain. It is an attempt to balance v lues <br />obtainable from use of flood plains with potential losses arising from such us . ~Iood plain <br />management stresses consideration of the full range of measures potentially seful in <br />achieving its objectives. <br /> <br />.. <br /> <br />FloodPlain Regulations - A general term for the full range of codes, ordinance, and other <br />regulations relating to the use of land and construction within stream channe s and flood <br />plain areas. The term encompasses zoning ordinances, subdivision regulations building and <br />housing codes, encroachment line statutes, open-space regulations, and other similar <br />methods of control affecting the use and development of these areas. <br /> <br />. <br /> <br />Flood Probability - A statistical expression of the chance (usually as a percenta e) that a <br />flood of given magnitude has of being equa.led or exceeded in anyone year see flood <br />frequency). <br /> <br />. <br /> <br />Floodproofing - A combination of structural changes and adjustments to new 0 existing <br />structures and facilities for reducing or eliminating flood damages to the struc ures,. contents <br />and/or their sites. <br /> <br />. <br /> <br />Flood Warning - The issuance and dissemination of information about an imffii ent or CUrrent <br />flood. <br /> <br />Floodway - The channel of a watercourse and those portions of the adjoining fl od plain <br />requi red to provide for the passage of a selected flood (normally the 100-yea flood) with <br />an insignificant increase in the flood levels above that of natural conditions. <br /> <br />. <br /> <br />Freeboard - A factor of safety usually expressed in feet above a design flood Ie el for flood <br />protection or control works. Freeboard tends to compensate for the many un nown factors <br />that could contribute to flood heights greater than the height calculated for a selected size <br />flood. . <br /> <br />. <br />